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    Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                




    Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

            
            
        

    



            

        

        
        

            

                




    Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Books, Driving, and Friends: Yestay
 Tke top banaas
 like you
 Whet's the date thent hun
 Im driving past Gatwick tonight,
 get ready x
 t
 Tinish in Smins perfect
 can't watt
 Let me know when and where to
 pick you up/meet
 7
 Today
 Gatwick airport south terminal
 410 pm
 Be there or be suuare
 Please dont
 I'm the kind of person that would
 actually book a flight somewhere
 with a random person on tinder
 Lets doit
 Where we going
 Paris
 taly
 New York?
 Vour choice
 m game
 But
 Thave options so be quick
 Daling
 https://www.wowcher.co.uk
 deal/travel/12846246/mystery
 getaway-voucher?from
 4699308
 Sroot.metadata.title
 Sroot metadata.description
 www.wohet.cok
 Tm game
 No joke shall we actually do it
 Pls don't be shitting me
 d actually be up for it
 Yeah me too
 Do we get to dchoose when were
 going
 mno snake
 How do we booki
 Ate they legith
 I think you get to choose out of a
 couple of weekends, but Im not
 100%
 Also if you get Ball or one of the
 really far away ones you go for a
 week
 Yeah they're legit
 One of my friends has done it
 and I've been so up for it ever
 since I heard about it
 One of us books then the other
 transfers the money?
 Can w.choose a date prety
 E0on
 Need a bit of sun in my life
 Haha yeah sure, cba with this rain
 You happy for me to book and
 then you transfer me?
 Yeu Im good with that) just can't
 do this weekend
 The holiday thati
 Pzoan we fly from Gatwick it we
 can choose
 The draw is on the 23rd, so we
 find out where we go then and
 book the flights and give all our
 details in then
 Will try and go from Gatwick for
 sure
 Fingers crossed it bai
 Fuck if we're going on holiday l
 have to go for a nin
 Get this sexy beach bod ready
 That would be ridiculous
 0
 Ok it's booked
 And shutup you already have a
 beach bod!
 Delived
My mate matched with her 2 days ago and is now waiting for a reply after the most daring thing he’s ever done..
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Books, Driving, and Friends: Yestay
 Tke top banaas
 like you
 Whet's the date thent hun
 Im driving past Gatwick tonight,
 get ready x
 t
 Tinish in Smins perfect
 can't watt
 Let me know when and where to
 pick you up/meet
 7
 Today
 Gatwick airport south terminal
 410 pm
 Be there or be suuare
 Please dont
 I'm the kind of person that would
 actually book a flight somewhere
 with a random person on tinder
 Lets doit
 Where we going
 Paris
 taly
 New York?
 Vour choice
 m game
 But
 Thave options so be quick
 Daling
 https://www.wowcher.co.uk
 deal/travel/12846246/mystery
 getaway-voucher?from
 4699308
 Sroot.metadata.title
 Sroot metadata.description
 www.wohet.cok
 Tm game
 No joke shall we actually do it
 Pls don't be shitting me
 d actually be up for it
 Yeah me too
 Do we get to dchoose when were
 going
 mno snake
 How do we booki
 Ate they legith
 I think you get to choose out of a
 couple of weekends, but Im not
 100%
 Also if you get Ball or one of the
 really far away ones you go for a
 week
 Yeah they're legit
 One of my friends has done it
 and I've been so up for it ever
 since I heard about it
 One of us books then the other
 transfers the money?
 Can w.choose a date prety
 E0on
 Need a bit of sun in my life
 Haha yeah sure, cba with this rain
 You happy for me to book and
 then you transfer me?
 Yeu Im good with that) just can't
 do this weekend
 The holiday thati
 Pzoan we fly from Gatwick it we
 can choose
 The draw is on the 23rd, so we
 find out where we go then and
 book the flights and give all our
 details in then
 Will try and go from Gatwick for
 sure
 Fingers crossed it bai
 Fuck if we're going on holiday l
 have to go for a nin
 Get this sexy beach bod ready
 That would be ridiculous
 0
 Ok it's booked
 And shutup you already have a
 beach bod!
 Delived
My mate matched with her 2 days ago and is now waiting for a reply after the most daring thing he’s ever done..
                
            

            
            
My mate matched with her 2 days ago and is now waiting for a reply after the most daring thing he’s ever done..

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Tumblr, Blog, and Earth: space-pics:

“Tadrart Rouge” from the south of Algeria. This is the closest place you can find on Earth that kinda looks like Mars.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Tumblr, Blog, and Earth: space-pics:

“Tadrart Rouge” from the south of Algeria. This is the closest place you can find on Earth that kinda looks like Mars.
                
            

            
            
space-pics:

“Tadrart Rouge” from the south of Algeria. This is the closest place you can find on Earth that kinda looks like Mars.

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Bitch, College, and Crime: lan Cull
 Follow
 @NBCian
 He used Snapchat's "gender switch" filter
 to pose as a 16-year-old girl online, and
 take down a police officer allegedly
 looking to hook up. He tipped off the
 PD, and the officer was arrested.
 Our exclusive interview with the man,
 and why he did it, at 11 on @nbcbayarea
 10:14 PM - 10 Jun 2019

 A South Bay college student used a Snapchat filter to pretend he was an underage
 girl online and take down a San Mateo police officer allegedly looking to hook up
 on Tinder.
 Ethan, 20, told police he had a female friend who had been molested as a child
 and went online to create an undercover profile to identify possible pedophiles.
 The student, who did not provide his last name because he fears retaliation, used
 Snapchat's gender-switch filter to take a picture of himself and posed as a woman
 named "Esther" on Tinder.
 One man messaged him.
 Robert Davies
 Photo credit: San Jose PD

 "I believe he messaged me, Are you down to have some fun tonight?' and I
 decided to take advantage of it," Ethan said.
 He then texted the man on a different app that he was 16 years old and asked if
 that would bother him. Police said screengrabs of the conversation show it did not
 bother the suspect
 "We started texting on there, and it got a lot more explicit," Ethan said

 The person on the other line, investigators said, was Robert Davies, a San Mateo
 police officer. He was arrested last week by San Jose police on suspicion of
 discussing sexual activity with a minor on social media.
 Davies also was recently recognized for his police leadership.
 Ethan said Davies and him exchanged messages for over 12 hours. He sent
 screengrabs of their conversations to Crime Stoppers.
supreme-leader-stoat:

thetatteredmind:

bigforeheadgaaal:
this cop is not only a perv, but a complete moron because he didn’t realize it was just a filter lmao 

We fucking stan a bitch who takes down pedophiles

KING

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Bitch, College, and Crime: lan Cull
 Follow
 @NBCian
 He used Snapchat's "gender switch" filter
 to pose as a 16-year-old girl online, and
 take down a police officer allegedly
 looking to hook up. He tipped off the
 PD, and the officer was arrested.
 Our exclusive interview with the man,
 and why he did it, at 11 on @nbcbayarea
 10:14 PM - 10 Jun 2019

 A South Bay college student used a Snapchat filter to pretend he was an underage
 girl online and take down a San Mateo police officer allegedly looking to hook up
 on Tinder.
 Ethan, 20, told police he had a female friend who had been molested as a child
 and went online to create an undercover profile to identify possible pedophiles.
 The student, who did not provide his last name because he fears retaliation, used
 Snapchat's gender-switch filter to take a picture of himself and posed as a woman
 named "Esther" on Tinder.
 One man messaged him.
 Robert Davies
 Photo credit: San Jose PD

 "I believe he messaged me, Are you down to have some fun tonight?' and I
 decided to take advantage of it," Ethan said.
 He then texted the man on a different app that he was 16 years old and asked if
 that would bother him. Police said screengrabs of the conversation show it did not
 bother the suspect
 "We started texting on there, and it got a lot more explicit," Ethan said

 The person on the other line, investigators said, was Robert Davies, a San Mateo
 police officer. He was arrested last week by San Jose police on suspicion of
 discussing sexual activity with a minor on social media.
 Davies also was recently recognized for his police leadership.
 Ethan said Davies and him exchanged messages for over 12 hours. He sent
 screengrabs of their conversations to Crime Stoppers.
supreme-leader-stoat:

thetatteredmind:

bigforeheadgaaal:
this cop is not only a perv, but a complete moron because he didn’t realize it was just a filter lmao 

We fucking stan a bitch who takes down pedophiles

KING

                
            

            
            
supreme-leader-stoat:

thetatteredmind:

bigforeheadgaaal:
this cop is not only a perv, but a complete moron because he didn’t realize it wa...

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Bad, Jesus, and Lol: Today
 jesus you are rough on pants
 331 A
 get angry with them that
 have to wear them.
 700 AM
 holy hell, there are better ways
 to deal with that than to mas-
 sacre them. Most of us just, stay
 with me here... Take them off
 poor things did nothing to you.
 740 AM
 The First step is admitting vou
 have a problem though. so it
 sounds like you've accepted your
 role in this and are ready for the
 next step.
 744 AM
 Absolutely ready for the
 next step. Just not sure
 what that is lol
 749 AM
 we've got to get you out of them
 and to an environment where
 you can't hurt them anymore.
 we in the industry call this place,
 'South, I've been there, and you
 wouldn't believe it. there is not
 a single pant in sight. the good
 news is Im an expert at finding
 this mysterious place. I can guide
 you out of those pants and in to
 something far less appropriate
 756 AM
 Sounds like an excellent
 next step
 804 AM
 I think we need to rehearse
 before we take any drastic steps
 I'm going to need to see what I'm
 getting myself into.
 811 AM
 Rehearsal is a must
 812 AM
 Rehearsals start Monday Anytime
 that works for you. I do make
 house calls, but it's going to cost
 you extra
 816 AM
 Oh darn. Not sure I can
 afford extra and leave a
 nice tip
 В19 АМ
 Don't worry about the tip, we can
 work something out
 а21 AN
 Oh perfect!
 822 AM
 for my records I'm going to need
 you to fill out these forms.
 Full name:
 Proffered Contact:
 requested Appointment
 time
 Location
 824 AM
 reason for visit
 824 AM
 9:45pm
 .I've been naughty..
 8:25 AM
 ille
 Oh forgot one.
 826 AM
 Ok I've got you booked in for
 Monday I will be out of the office
 this weekend but just in case
 things get bad and you need
 to talk, ill keep my phone on
 me. looking forvward to touching
 bases with you and getting you
 out of those pants.
 834 A
 Sounds great. Thanks so
 much for all the help and
 support
 8:35 AM
 +pes meesnge
She had 5 photos with ripped jeans
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Bad, Jesus, and Lol: Today
 jesus you are rough on pants
 331 A
 get angry with them that
 have to wear them.
 700 AM
 holy hell, there are better ways
 to deal with that than to mas-
 sacre them. Most of us just, stay
 with me here... Take them off
 poor things did nothing to you.
 740 AM
 The First step is admitting vou
 have a problem though. so it
 sounds like you've accepted your
 role in this and are ready for the
 next step.
 744 AM
 Absolutely ready for the
 next step. Just not sure
 what that is lol
 749 AM
 we've got to get you out of them
 and to an environment where
 you can't hurt them anymore.
 we in the industry call this place,
 'South, I've been there, and you
 wouldn't believe it. there is not
 a single pant in sight. the good
 news is Im an expert at finding
 this mysterious place. I can guide
 you out of those pants and in to
 something far less appropriate
 756 AM
 Sounds like an excellent
 next step
 804 AM
 I think we need to rehearse
 before we take any drastic steps
 I'm going to need to see what I'm
 getting myself into.
 811 AM
 Rehearsal is a must
 812 AM
 Rehearsals start Monday Anytime
 that works for you. I do make
 house calls, but it's going to cost
 you extra
 816 AM
 Oh darn. Not sure I can
 afford extra and leave a
 nice tip
 В19 АМ
 Don't worry about the tip, we can
 work something out
 а21 AN
 Oh perfect!
 822 AM
 for my records I'm going to need
 you to fill out these forms.
 Full name:
 Proffered Contact:
 requested Appointment
 time
 Location
 824 AM
 reason for visit
 824 AM
 9:45pm
 .I've been naughty..
 8:25 AM
 ille
 Oh forgot one.
 826 AM
 Ok I've got you booked in for
 Monday I will be out of the office
 this weekend but just in case
 things get bad and you need
 to talk, ill keep my phone on
 me. looking forvward to touching
 bases with you and getting you
 out of those pants.
 834 A
 Sounds great. Thanks so
 much for all the help and
 support
 8:35 AM
 +pes meesnge
She had 5 photos with ripped jeans
                
            

            
            
She had 5 photos with ripped jeans