Passed
Passed

Passed

Troubles
Troubles

Troubles

About
About

About

Had
Had

Had

Was
Was

Was

The
The

The

That
That

That

Forget
Forget

Forget

away
away

away

Life
Life

Life

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Books, Cookies, and Creepy: r/AskReddit u/Cringer90 22h Those who have weird neighbors, what does your neighbor do that is weird or creepy? Discussion 8.6k 19.6k Share BEST COMMENTS Mewnir 14h So I had a neighbor (80yo or more) widowed guy. Every time I get the newspaper delivered to my mail box, when I open it : I find the crosswords done (I don't do them or give a damn). A day I decided to try catch who's doing my crosswords, day 1 8 am, they where already done. Day 2:7:30 am already done. Day 3 7am I decide to give up One day, 4am, I was getting back home from a night out, while I was passing by the mailbox; nothing yet delivered, so I place my GoPro inside and went sleeping, the next day; FINALLY GOT IT it was my neighbor, he has done the crosswords right up on my mailbox, for like 10min (I will try to find the video, but it was absolutely cute, staring at my door time to time, and scratching his head) Next day; I took him a 1000 crosswords book, drop it right his door, rang the bell and stayed on my car discretely. He took some time to open the door, then found it, I swear it was the happiest person like a kid that got a puppy. He stayed in his porch and passed like 2 hours doing crosswords then felt asleep lol The next day : i was getting back home from work, he came to apologize (like a kid that has to confess something) and brought some cookies. We stayed talking about his WW2 service and how the world changed I frequently bought him crosswords books, until he passed away 1 year ago.. May he Rest In Peace Reply 2.9k AskReddit is being wholesome again!
Books, Cookies, and Creepy: r/AskReddit
 u/Cringer90 22h
 Those who have weird neighbors, what
 does your neighbor do that is weird or
 creepy?
 Discussion
 8.6k
 19.6k
 Share
 BEST COMMENTS
 Mewnir 14h
 So I had a neighbor (80yo or more) widowed guy.
 Every time I get the newspaper delivered to my
 mail box, when I open it : I find the crosswords
 done (I don't do them or give a damn).
 A day I decided to try catch who's doing my
 crosswords, day 1 8 am, they where already done.
 Day 2:7:30 am already done. Day 3 7am I decide
 to give up
 One day, 4am, I was getting back home from a
 night out, while I was passing by the mailbox;
 nothing yet delivered, so I place my GoPro inside
 and went sleeping, the next day; FINALLY GOT IT
 it was my neighbor, he has done the crosswords
 right up on my mailbox, for like 10min (I will try to
 find the video, but it was absolutely cute, staring
 at my door time to time, and scratching his head)
 Next day; I took him a 1000 crosswords book, drop
 it right his door, rang the bell and stayed on my car
 discretely. He took some time to open the door,
 then found it, I swear it was the happiest person
 like a kid that got a puppy. He stayed in his porch
 and passed like 2 hours doing crosswords then felt
 asleep lol
 The next day : i was getting back home from work,
 he came to apologize (like a kid that has to confess
 something) and brought some cookies. We stayed
 talking about his WW2 service and how the world
 changed
 I frequently bought him crosswords books, until he
 passed away 1 year ago..
 May he Rest In Peace
 Reply
 2.9k
AskReddit is being wholesome again!

AskReddit is being wholesome again!

Beautiful, Cats, and Crying: northeastartist: cryoverkiltmilk: kindaoffkilter: bemusedlybespectacled: linkislost: sighinastorm: tooiconic: lafayettelabaguette: beasti: clarenecessities: sapphic-matriarchy: system-fail-ure: karinanotcinerina: retro-geek: ultrafacts: gatochick: ultrafacts: pizzaismylifepizzaisking: majikkant: ultrafacts: Source Video of Tama Follow Ultrafacts for more facts The picture in the background of the second one Tama is boss THE TRAINS HAVE CARTOON TAMAS ON THEM Sad update everyone, Tama recently passed away… An estimated 3,000 people, including railway officials, attended Tama the cat’s funeral on Sunday, days after she died of heart failure aged 16. [x] For those who haven’t read articles about it, the local shrine elevated her to a god. She’s now the Eternal Stationmaster and patron god of the station. Beautiful. Now I’m crying thanks and a new cat was hired right? yep! her name is Nitama (essentially ”second tama” or “tama II”) and she served under Tama as an apprentice before being appointed her deputy she works very hard Everytime this crosses my dash, I reblog. It is the law. Law I’m crying at 11pm over train cats Nitama, already now a mature cat (born 2010), has a protege named Yontama (fourth Tama, b. 2016).  There is no information available for either the physical befellment or tragic self-disgrace which has removed Santama from contention. ^Nitama majestic, and below with Yontama Yontama. a legacy okay but actually what happened to santama (or sun-tama-tama, which is her name because it’s a pun on santama) was that she was basically sent to train for the position in okayama and they liked her so much they refused to send her back “Sun-tama-tama” (a pun off of “Santama”, lit. “third Tama”) was a calico cat sent for training in Okayama. Sun-tama-tama was considered as a candidate for Tama’s successor, but the Okayama Public Relations representative who had been caring for Sun-tama-tama refused to give the cat up writing, “I will not let go of this child, she will stay in Okayama.” [25] As of September 2018, Sun-tama-tama is working as the stationmaster in Naka-ku, Okayama and appears occasionally on Tama’s Twitter account. Every time I see this post there’s new info and it gets better You are only allowed to scroll pass this after you pay tribute to the great Tama Station masters.
Beautiful, Cats, and Crying: northeastartist:
cryoverkiltmilk:

kindaoffkilter:

bemusedlybespectacled:

linkislost:

sighinastorm:

tooiconic:

lafayettelabaguette:

beasti:

clarenecessities:

sapphic-matriarchy:

system-fail-ure:

karinanotcinerina:

retro-geek:

ultrafacts:

gatochick:

ultrafacts:

pizzaismylifepizzaisking:

majikkant:

ultrafacts:

Source
Video of Tama

Follow Ultrafacts for more facts

The picture in the background of the second one

Tama is boss



THE TRAINS HAVE CARTOON TAMAS ON THEM

Sad update everyone, Tama recently passed away… An estimated 3,000 people, including railway officials, attended Tama the cat’s funeral on Sunday, days after she died of heart failure aged 16. [x]

For those who haven’t read articles about it, the local shrine elevated her to a god.  She’s now the Eternal Stationmaster and patron god of the station.


Beautiful.


Now I’m crying thanks

and a new cat was hired right?

yep! her name is Nitama (essentially ”second tama” or “tama II”) and she served under Tama as an apprentice before being appointed her deputy
she works very hard


Everytime this crosses my dash, I reblog. It is the law.


Law


I’m crying at 11pm over train cats

Nitama, already now a mature cat (born 2010), has a protege named Yontama (fourth Tama, b. 2016).  There is no information available for either the physical befellment or tragic self-disgrace which has removed Santama from contention.
^Nitama majestic, and below with Yontama
Yontama.


a legacy 

okay but actually what happened to santama (or sun-tama-tama, which is her name because it’s a pun on santama) was that she was basically sent to train for the position in okayama and they liked her so much they refused to send her back


“Sun-tama-tama” (a pun off of “Santama”, lit. “third Tama”) was a calico cat sent for training in Okayama. Sun-tama-tama was considered as a candidate for Tama’s successor, but the Okayama Public Relations representative who had been caring for Sun-tama-tama refused to give the cat up writing, “I will not let go of this child, she will stay in Okayama.” [25]
As of September 2018, Sun-tama-tama is working as the stationmaster in Naka-ku, Okayama and appears occasionally on Tama’s Twitter account.


Every time I see this post there’s new info and it gets better


You are only allowed to scroll pass this after you pay tribute to the great Tama Station masters.

northeastartist: cryoverkiltmilk: kindaoffkilter: bemusedlybespectacled: linkislost: sighinastorm: tooiconic: lafayettelabaguette: be...

Bad, Fail, and Fall: Area of brain deprived of blood Blood clot Blood vessel Blood unable to pass clot hxwko: turquoisemagpie: cumbermums: blue-sunflowers: kingdomkeeperstrivia: animeaves: hokarotsukino: mscaptains: STROKE: Remember The 1st Three Letters… S.T..R …My friend sent this to me and encouraged me to post it and spread the word. I agree. If everyone can remember something this simple, we could save some folks.STROKE IDENTIFICATION:During a party, a friend stumbled and took a little fall - she assured everyone that she was fine and just tripped over a brick because of her new shoes. (they offered to call ambulance)They got her cleaned up and got her a new plate of food - while she appeared a bit shaken up, Ingrid went about enjoying herself the rest of the evening. Ingrid’s husband called later telling everyone that his wife had been taken to the hospital - (at 6:00pm , Ingrid passed away.)She had suffered a stroke at the party . Had they known how to identify the signs of a stroke, perhaps Ingrid would be with us today.Some don’t die. They end up in a helpless, hopeless condition instead. It only takes a minute to read this…STROKE IDENTIFICATION:A neurologist says that if he can get to a stroke victim within 3 hours he can totally reverse the effects of a stroke…totally. He said the trick was getting a stroke recognized, diagnosed, and then getting the patient medically cared for within 3 hours, which is tough.RECOGNIZING A STROKERemember the ‘3’ steps, STR . Read and Learn!Sometimes symptoms of a stroke are difficult to identify. Unfortunately, the lack of awareness spells disaster.The stroke victim may suffer severe brain damage when people nearby fail to recognize the symptoms of a stroke.Now doctors say a bystander can recognize a stroke by asking three simple questions :S * Ask the individual to SMILE ..T * = TALK. Ask the person to SPEAK A SIMPLE SENTENCE (Coherently) (eg ‘It is sunny out today’).R * Ask him or her to RAISE BOTH ARMS .If he or she has trouble with ANY ONE of these tasks, call the ambulance and describe the symptoms to the dispatcher.NOTE : Another ‘sign’ of a stroke is1. Ask the person to ‘stick’ out their tongue.2. If the tongue is ‘crooked’, if it goes to one side or the other that is also an indication of a stroke.A prominent cardiologist says if everyone who gets this e-mail sends it to 10 people; you can bet that at least one life will be saved.And it could be your own. First reblog post that actually saves a life. This is a life-saving post. the more you know yeah don’t think that this can’t happen to you or someone you know if they’re young. my cousin’s wife is 33 and she had a stroke last year I’ve had a stroke. It happens to people, and the more you know about this kind of stuff, the better.Because it could be important to know. LIVE SAVING. WOOOAHH. REBLOG REBLOG REBLOG REBLOG REBLOG  Had a family member almost die of one, so signal boosting because you never know when you could save a life. Because I feel bad if I don’t reblog…   My mother died after being paralyzed by a stroke. Please read this^ I remember a while ago here in UK there were stroke-identifying adverts. Their catchphrase was FAST: F- Face: is their face fallen on one side? A- Arms: can they raise both their arms up and hold them there? S- Speech: is their speech slurred? Can they speak a full sentence? T- Time: if all the signs show a stroke, call 999. We managed to save my nana with this information when she had her first stroke.  Re blogging because everyone should know these!!
Bad, Fail, and Fall: Area of brain deprived of blood
 Blood clot
 Blood vessel
 Blood unable to pass clot
hxwko:

turquoisemagpie:
cumbermums:

blue-sunflowers:

kingdomkeeperstrivia:

animeaves:

hokarotsukino:

mscaptains:

STROKE: Remember The 1st Three Letters… S.T..R …My friend sent this to me and encouraged me to post it and spread the word. I agree. If everyone can remember something this simple, we could save some folks.STROKE IDENTIFICATION:During a party, a friend stumbled and took a little fall - she assured everyone that she was fine and just tripped over a brick because of her new shoes. (they offered to call ambulance)They got her cleaned up and got her a new plate of food - while she appeared a bit shaken up, Ingrid went about enjoying herself the rest of the evening. Ingrid’s husband called later telling everyone that his wife had been taken to the hospital - (at 6:00pm , Ingrid passed away.)She had suffered a stroke at the party . Had they known how to identify the signs of a stroke, perhaps Ingrid would be with us today.Some don’t die. They end up in a helpless, hopeless condition instead. It only takes a minute to read this…STROKE IDENTIFICATION:A neurologist says that if he can get to a stroke victim within 3 hours he can totally reverse the effects of a stroke…totally. He said the trick was getting a stroke recognized, diagnosed, and then getting the patient medically cared for within 3 hours, which is tough.RECOGNIZING A STROKERemember the ‘3’ steps, STR . Read and Learn!Sometimes symptoms of a stroke are difficult to identify. Unfortunately, the lack of awareness spells disaster.The stroke victim may suffer severe brain damage when people nearby fail to recognize the symptoms of a stroke.Now doctors say a bystander can recognize a stroke by asking three simple questions :S * Ask the individual to SMILE ..T * = TALK. Ask the person to SPEAK A SIMPLE SENTENCE (Coherently) (eg ‘It is sunny out today’).R * Ask him or her to RAISE BOTH ARMS .If he or she has trouble with ANY ONE of these tasks, call the ambulance and describe the symptoms to the dispatcher.NOTE : Another ‘sign’ of a stroke is1. Ask the person to ‘stick’ out their tongue.2. If the tongue is ‘crooked’, if it goes to one side or the other that is also an indication of a stroke.A prominent cardiologist says if everyone who gets this e-mail sends it to 10 people; you can bet that at least one life will be saved.And it could be your own.






First reblog post that actually saves a life.

This is a life-saving post.

the more you know

yeah don’t think that this can’t happen to you or someone you know if they’re young. my cousin’s wife is 33 and she had a stroke last year

I’ve had a stroke. It happens to people, and the more you know about this kind of stuff, the better.Because it could be important to know.



LIVE SAVING. WOOOAHH. REBLOG REBLOG REBLOG REBLOG REBLOG 

Had a family member almost die of one, so signal boosting because you never know when you could save a life.

Because I feel bad if I don’t reblog…

 

My mother died after being paralyzed by a stroke. Please read this^

I remember a while ago here in UK there were stroke-identifying adverts. Their catchphrase was FAST:
F- Face: is their face fallen on one side?
A- Arms: can they raise both their arms up and hold them there?
S- Speech: is their speech slurred? Can they speak a full sentence?
T- Time: if all the signs show a stroke, call 999.
We managed to save my nana with this information when she had her first stroke. 


Re blogging because everyone should know these!!

hxwko: turquoisemagpie: cumbermums: blue-sunflowers: kingdomkeeperstrivia: animeaves: hokarotsukino: mscaptains: STROKE: Remember The...

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...