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🔥 | Latest

Of Yours: RECIPE FOR ME thejoanglebook: thatsthat24:NEW ORIGINAL SONG: “Recipe for Me” 🌸 I am so incredibly proud of all the people who came together to make this song and video a reality. It’s turned out to be one of favorites and I hope it will be one of yours too. Enjoy!! https://youtu.be/qHOiIuJ_7Cs LYRICS:There are shouters, and murmurersLoan sharks and burglarsWho’s good or bad? Who’s to say?Some are lost, some are searchersSome are givers, some are earnersBut why did they all end up that way?Is it nature at play, or is it nurture?Is the teacher to blame, or is the learner?I’m all at seaI’m no authority on anything but meI couldn’t tell you why I am who I’ve becomeBut I can tell you the parts that make me up, and you can calculate the sumI’ll impart to you what I believe would be the recipe for meWaterFirst things first, you’d need a great deal of water to make me60 liters is roughly what you’d needIt accounts for 65 percent of my beingAnd cellsMy body’s composed of trillions and trillions of cellsPerforming an assortment of missions, and It’s important to mention that they house my DNAWhich makes me myselfThere’s an ebb and a flowI grow, then I see changesThere are rewrites, losses, gains, and rearrangementsIt’s all much more uncertain than I thought it would beWho knew there’d be so many ways to be me?StoriesAudience or presenter, add scores of stories over timeA slew of silly videos I shared onlineAnd journals full of narratives I wrote at age nineAnd still, I continue to write because I have more dreams to fulfillTales I hoped to tell when I was youngerIdeas that I haven’t made yet, but I willI’ll find my way with my willThere’s an ebb and a flowI grow, then I make changesThere are rewrites, losses, gains, and rearrangementsI’m so much more uncertain than I thought I would beWho knew there’d be so many ways to be me?EggsYou may laugh, and that’s greatYour smiles are what make my dayMy self-worth’s fragile like an eggWhen it breaks it’s tough to put together againAnd saltA pinch of salt in my wounds when my friends have had enough of meIt doesn’t help that I’m lacking subtlety when I drop hints that I crave their companyAlone…It’s hard to console myself when I feel so aloneI feel like I disappear, if I don’t shout “I’m here”If I don’t make my presence knownAnd if people see me hereAnd find my face unclearCan I help them to see me better?I know I can’t foresee the weatherSo will they accept me now or ever?Who knows?I hope so…But I’m good enoughWhatever I face, I can rest assured that better days awaitThe path to happiness isn’t a raceI’ll let my heart beat at its own paceSunshineHappy and bright, it nurtures the earth with it’s lightIts beaming smile helps buds to flowerI’ll take a dash of that for when friends feel sourAnd rainbowsA light shines through and every hue is on displaySave a pinch of that for a rainy dayAnd use it when the storm clouds go awayThere’s an ebb and a flowI grow, so I make changesThere are rewrites, losses, gains, and rearrangementsI’m so much more uncertain than I thought I would beBut I can see there’s no wrong way to be meNow I see there’s no wrong way to be meAnd I know putting this recipe to paper is unwiseAll of the ingredients are changing all the timeI know putting this recipe to paper is unwiseAll of the ingredients are changing all the timeChanging all the timeThey’re changing all the timeChanging all the timeI’m changing all the time
Of Yours: RECIPE
 FOR
 ME
thejoanglebook:

thatsthat24:NEW ORIGINAL SONG: “Recipe for Me” 🌸 I am so incredibly proud of all the people who came together to make this song and video a reality. It’s turned out to be one of favorites and I hope it will be one of yours too. Enjoy!! https://youtu.be/qHOiIuJ_7Cs
LYRICS:There are shouters, and murmurersLoan sharks and burglarsWho’s good or bad? Who’s to say?Some are lost, some are searchersSome are givers, some are earnersBut why did they all end up that way?Is it nature at play, or is it nurture?Is the teacher to blame, or is the learner?I’m all at seaI’m no authority on anything but meI couldn’t tell you why I am who I’ve becomeBut I can tell you the parts that make me up, and you can calculate the sumI’ll impart to you what I believe would be the recipe for meWaterFirst things first, you’d need a great deal of water to make me60 liters is roughly what you’d needIt accounts for 65 percent of my beingAnd cellsMy body’s composed of trillions and trillions of cellsPerforming an assortment of missions, and It’s important to mention that they house my DNAWhich makes me myselfThere’s an ebb and a flowI grow, then I see changesThere are rewrites, losses, gains, and rearrangementsIt’s all much more uncertain than I thought it would beWho knew there’d be so many ways to be me?StoriesAudience or presenter, add scores of stories over timeA slew of silly videos I shared onlineAnd journals full of narratives I wrote at age nineAnd still, I continue to write because I have more dreams to fulfillTales I hoped to tell when I was youngerIdeas that I haven’t made yet, but I willI’ll find my way with my willThere’s an ebb and a flowI grow, then I make changesThere are rewrites, losses, gains, and rearrangementsI’m so much more uncertain than I thought I would beWho knew there’d be so many ways to be me?EggsYou may laugh, and that’s greatYour smiles are what make my dayMy self-worth’s fragile like an eggWhen it breaks it’s tough to put together againAnd saltA pinch of salt in my wounds when my friends have had enough of meIt doesn’t help that I’m lacking subtlety when I drop hints that I crave their companyAlone…It’s hard to console myself when I feel so aloneI feel like I disappear, if I don’t shout “I’m here”If I don’t make my presence knownAnd if people see me hereAnd find my face unclearCan I help them to see me better?I know I can’t foresee the weatherSo will they accept me now or ever?Who knows?I hope so…But I’m good enoughWhatever I face, I can rest assured that better days awaitThe path to happiness isn’t a raceI’ll let my heart beat at its own paceSunshineHappy and bright, it nurtures the earth with it’s lightIts beaming smile helps buds to flowerI’ll take a dash of that for when friends feel sourAnd rainbowsA light shines through and every hue is on displaySave a pinch of that for a rainy dayAnd use it when the storm clouds go awayThere’s an ebb and a flowI grow, so I make changesThere are rewrites, losses, gains, and rearrangementsI’m so much more uncertain than I thought I would beBut I can see there’s no wrong way to be meNow I see there’s no wrong way to be meAnd I know putting this recipe to paper is unwiseAll of the ingredients are changing all the timeI know putting this recipe to paper is unwiseAll of the ingredients are changing all the timeChanging all the timeThey’re changing all the timeChanging all the timeI’m changing all the time

thejoanglebook: thatsthat24:NEW ORIGINAL SONG: “Recipe for Me” 🌸 I am so incredibly proud of all the people who came together to make th...

Of Yours: r/AskReddit What perfectly true story of yours sounds like an outrageous lie? RamsesThePigeon 13d, 17h Just up the street from my apartment in San Francisco, there was one of those fast food restaurants that was either a KFC or a Taco Bell, depending on the angle from which it was viewed. The establishment was a frequent stopping point for students coming from the nearby college... and those students were a frequent target for a remarkably bright crow Now, on most days, the bird in question would just hang around the restaurant (as well as other ones nearby) and scavenge for scraps. Every once in a while, though - I saw this happen twice, and had it happen to me once - it would enact a much more complex scheme than simply going through the gutter: The crow had apparently discovered that money could be exchanged for food, so it would wait until it saw a likely mark, squawk at them to get their attention, then pick up and drop a coin. Anyone who responded would witness the bird hopping a few feet away, then following its "victim" toward the source of its next snack. When the crow approached me, it dropped a nickel on the ground. I stooped, picked up the coin, and then jumped slightly when the bird made a noise that sounded not unlike "Taco!' Needless to say, I bought that crow a taco. The final out-of-pocket cost for me, minus the nickel, was something like >l.T5. Even so, I figured a bird that smart deserved a reward simply for existing Of course, that was probably exactly what I was supposed to think. TL;DR: A crow paid me five cents to buy it a taco. onyourleftbooob: nadiaoxford: I don’t have a hard time believing this.
Of Yours: r/AskReddit
 What perfectly true story of yours sounds like
 an outrageous lie?

 RamsesThePigeon 13d, 17h
 Just up the street from my apartment in San Francisco,
 there was one of those fast food restaurants that was
 either a KFC or a Taco Bell, depending on the angle from
 which it was viewed. The establishment was a frequent
 stopping point for students coming from the nearby
 college... and those students were a frequent target for a
 remarkably bright crow
 Now, on most days, the bird in question would just hang
 around the restaurant (as well as other ones nearby) and
 scavenge for scraps. Every once in a while, though - I saw
 this happen twice, and had it happen to me once - it would
 enact a much more complex scheme than simply going
 through the gutter: The crow had apparently discovered
 that money could be exchanged for food, so it would wait
 until it saw a likely mark, squawk at them to get their
 attention, then pick up and drop a coin. Anyone who
 responded would witness the bird hopping a few feet
 away, then following its "victim" toward the source of its
 next snack.
 When the crow approached me, it dropped a nickel on the
 ground. I stooped, picked up the coin, and then jumped
 slightly when the bird made a noise that sounded not
 unlike "Taco!'
 Needless to say, I bought that crow a taco.
 The final out-of-pocket cost for me, minus the nickel, was
 something like >l.T5. Even so, I figured a bird that smart
 deserved a reward simply for existing
 Of course, that was probably exactly what I was supposed
 to think.
 TL;DR: A crow paid me five cents to buy it a taco.
onyourleftbooob:

nadiaoxford:
I don’t have a hard time believing this.

onyourleftbooob: nadiaoxford: I don’t have a hard time believing this.

Of Yours: You're the mother, he's That's not what l've been told but... the father. He has as much right to take that child as you do. ns Well, if you've gotten different advice, you Okay. were mistaken. ..including judges and probation officers, who still don't get that message... In this country, fathers are not second-class citizens. I know there are a lot of people out there... ...but fathers are not Not always. Sometimes second-class citizens. it's 50-50 but it's a Sometimes they're actually better parents. case-by-case basis. But anybody that says.it's not yours. It's both to me 'he can't take my of yours. You made her daughter with him... together. gaylibertariansc: queer-anna: matriarchyforeveryone: michaelam1978: I love this! Judge Judy schools a naïve and obviously disappointed mom who thinks dad doesn’t have any right to their child. The mother carried that girl nine months in her stomach and then pushed her out of her body. No, the father does NOT have even remotely the same rights to the child as the mother! My mother carried me for nine months in her stomach and then pushed me out of her body. My mother also got drunk and refused to feed me or my three siblings and forced my oldest brother to cook for us while she was passed-out drunk on the couch. My father has fought for us for as long as I can remember, while my mother was busy getting drinking straight-vodka and brainwashing us to think my father was the evil one. I nearly starved at age 6 because my mother was too drunk to cook half of the time. I had to dress my 4 year old sister for school, at age six. I had to walk in heavy snow at age 6 with my 4 year old sister to a bus stop to ride to school. My father has fought a long, long time to get custody of us. He deeply loves us. My mother has never, ever done anything like that. She has never nursed me when I had the flu, or kissed me goodnight, or told me she loved me. She has never taught me how to tie my shoes, or how to brush my hair, or how to take care of myself. Yes, my mother carried me, and three other kids, to term and successfully gave birth, but only has my father put 100% of his life into something that should require two people to do. Still a good one
Of Yours: You're the mother, he's
 That's not what l've
 been told but...
 the father. He has as
 much right to take that
 child as you do.
 ns

 Well, if you've gotten
 different advice, you
 Okay.
 were mistaken.

 ..including judges and
 probation officers, who
 still don't get that
 message...
 In this country, fathers
 are not second-class
 citizens. I know there
 are a lot of people out
 there...

 ...but fathers are not
 Not always. Sometimes
 second-class citizens.
 it's 50-50 but it's a
 Sometimes they're
 actually better parents.
 case-by-case basis.

 But anybody that says.it's not yours. It's both
 to me 'he can't take my of yours. You made her
 daughter with him...
 together.
gaylibertariansc:
queer-anna:

matriarchyforeveryone:


michaelam1978:
I love this! Judge Judy schools a naïve

 and obviously disappointed mom who thinks dad doesn’t have any right to their child.
The mother carried that girl nine months in her stomach and then pushed her out of her body. No, the father does NOT have even remotely the same rights to the child as the mother!


My mother carried me for nine months in her stomach and then pushed me out of her body. 
My mother also got drunk and refused to feed me or my three siblings and forced my oldest brother to cook for us while she was passed-out drunk on the couch. 
My father has fought for us for as long as I can remember, while my mother was busy getting drinking straight-vodka and brainwashing us to think my father was the evil one. 
I nearly starved at age 6 because my mother was too drunk to cook half of the time. I had to dress my 4 year old sister for school, at age six. I had to walk in heavy snow at age 6 with my 4 year old sister to a bus stop to ride to school. 
My father has fought a long, long time to get custody of us. He deeply loves us. My mother has never, ever done anything like that. She has never nursed me when I had the flu, or kissed me goodnight, or told me she loved me. She has never taught me how to tie my shoes, or how to brush my hair, or how to take care of myself. 
Yes, my mother carried me, and three other kids, to term and successfully gave birth, but only has my father put 100% of his life into something that should require two people to do. 


Still a good one

gaylibertariansc: queer-anna: matriarchyforeveryone: michaelam1978: I love this! Judge Judy schools a naïve and obviously disappoint...

Of Yours: vialsofbrightforgettingpowders ALRIGHT MOTHERFUCKERS, TIME FOR SOME LEARNIN SO SIT OUR BITCH ASS DOWN AND GET OUT OUR NOTEPAD THIS SHIT RIGHT HERE IS SUGAR SCRUB. YEAH I KNOW YOUVE SEEN IT BEFORE BUT YOU DONT KNOW WHAT I KNOW AND THAT WHEN YOU USE IT WITH ONE OF THESE FUCKERS YOU WILL GET LEGS AND ARMS AND ANY OTHER SHIT YOU WANT THAT IS SO SOFT YOU WILL BE SHOVING IT IN THE FACE OF EVERYONE YOU KNOW AND ASKING THEM TO COMPARE IT TO THE TENDER PINK FLESH OF A NEWBORN sO GET YOURSELF SOME FUCKING WHITE SUGAR AND SOME CHEAP ASS OIL LIKE CANOLA OR SOME SHIT AND MIX THAT SHIT WITH TWO PARTS SUGAR AND ONE PART OIL( THAT MEANS TWICE AS MUCH SUGAR AS OIL BITCHES I USUALLY USE ONE CUP OF SUGAR AND DO SOME FUCKING MATH TO FIGURE OUT HOW MUCH OIL THAT IS) DROP A FEW DROPS OF VANILLA ESSENCE OR MAYBE SOME FUCKING LAVENDER OIL WHATEVER YOU WANNA SMELL LIKE. MIX IT UP REALLY GOOD MMMM SMELLS LIKE CAKE BATTER FUCK YEAH. NOW GET YOURSELF GOOD AND NAKED. REAL NAKED PAMPER YOUR GODDESS-LIKE ASS WITHA BUBBLE BATH. TAKE ONE OF THOSE RAZORS YOU GOT AND SHAVE WHATEVER YOU LIKE TO SHAVE LEGS ARMS VAJAYJAY PITS I DONT FUCKING CARE NOW GET OUT OF THAT GROSS HAIRY DIRT WATER AND SIT ON THE EDGE OF THAT THERE BATHTUB. TAKE A HANDFUL OF THAT SWEET GOOP AND RUB IT ALL OVER THAT SKIN OF YOURS(just dont use this stuff on or near your lady bits i put this in lower case because it is really important your love cavern does not like sugar uh uh no way its diabetic) RUB RUB RUB KEEP RUBBIN YEAH YOUR HANDS STARTING TO FEEL WEIRD GOOD BECAUSE ITS WORKING NOW TAKE THAT CHEAP-ASS DISPOSABLE RAZOR YOU HAVE AND SHAVE OFF THAT NASTY-ASS DEAD SKIN EWW ITS SO GROSS NO ITS NOT ITS YOUR OWN SKIN BUT ITS ALL GREY. RINSE OF THAT OILY STUFF BECAUSE YOUR SKIN AINT NO SLIP-N-SLIDE GOOD NOW FEEL YOUR NEWFOUND SOFT SKIN THAT WAS ONCE BURIED UNDER LAYERS OF DEAD FLAKES OF YOUR PAST SELF YOUR WELCOME MOTHERFUCKERS CLASS DISMISSED of only they taught beauty class like this Best description of sugar scrub ever.
Of Yours: vialsofbrightforgettingpowders
 ALRIGHT MOTHERFUCKERS, TIME FOR SOME LEARNIN
 SO SIT OUR BITCH ASS DOWN AND GET OUT OUR
 NOTEPAD
 THIS SHIT RIGHT HERE IS SUGAR SCRUB. YEAH I KNOW
 YOUVE SEEN IT BEFORE BUT YOU DONT KNOW WHAT I
 KNOW AND THAT WHEN YOU USE IT WITH ONE OF THESE
 FUCKERS
 YOU WILL GET LEGS AND ARMS AND ANY OTHER SHIT
 YOU WANT THAT IS SO SOFT YOU WILL BE SHOVING IT IN
 THE FACE OF EVERYONE YOU KNOW AND ASKING THEM
 TO COMPARE IT TO THE TENDER PINK FLESH OF A
 NEWBORN
 sO GET YOURSELF SOME FUCKING WHITE SUGAR AND
 SOME CHEAP ASS OIL LIKE CANOLA OR SOME SHIT AND
 MIX THAT SHIT WITH TWO PARTS SUGAR AND ONE PART
 OIL( THAT MEANS TWICE AS MUCH SUGAR AS OIL
 BITCHES I USUALLY USE ONE CUP OF SUGAR AND DO
 SOME FUCKING MATH TO FIGURE OUT HOW MUCH OIL
 THAT IS) DROP A FEW DROPS OF VANILLA ESSENCE OR
 MAYBE SOME FUCKING LAVENDER OIL WHATEVER YOU
 WANNA SMELL LIKE. MIX IT UP REALLY GOOD MMMM
 SMELLS LIKE CAKE BATTER FUCK YEAH.
 NOW GET YOURSELF GOOD AND NAKED. REAL NAKED
 PAMPER YOUR GODDESS-LIKE ASS WITHA BUBBLE
 BATH. TAKE ONE OF THOSE RAZORS YOU GOT AND
 SHAVE WHATEVER YOU LIKE TO SHAVE LEGS ARMS
 VAJAYJAY PITS I DONT FUCKING CARE
 NOW GET OUT OF THAT GROSS HAIRY DIRT WATER AND
 SIT ON THE EDGE OF THAT THERE BATHTUB. TAKE A
 HANDFUL OF THAT SWEET GOOP AND RUB IT ALL OVER
 THAT SKIN OF YOURS(just dont use this stuff on or near
 your lady bits i put this in lower case because it is really
 important your love cavern does not like sugar uh uh no way
 its diabetic) RUB RUB RUB KEEP RUBBIN YEAH YOUR
 HANDS STARTING TO FEEL WEIRD GOOD BECAUSE ITS
 WORKING
 NOW TAKE THAT CHEAP-ASS DISPOSABLE RAZOR YOU
 HAVE AND SHAVE OFF THAT NASTY-ASS DEAD SKIN
 EWW ITS SO GROSS NO ITS NOT ITS YOUR OWN SKIN
 BUT ITS ALL GREY. RINSE OF THAT OILY STUFF
 BECAUSE YOUR SKIN AINT NO SLIP-N-SLIDE
 GOOD NOW FEEL YOUR NEWFOUND SOFT SKIN THAT
 WAS ONCE BURIED UNDER LAYERS OF DEAD FLAKES OF
 YOUR PAST SELF YOUR WELCOME MOTHERFUCKERS
 CLASS DISMISSED
 of only they taught beauty class like this
Best description of sugar scrub ever.

Best description of sugar scrub ever.

Of Yours: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Of Yours: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capit...

Of Yours: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Of Yours: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capit...

Of Yours: the "police officers risk their lives to protect us" starter pack Savannah Danielle lol who knew there was something wrong with actually having a car, a nice house and a clean put together family who lives in a safe community while spending your hard earned money on paying your bills rather then expensive sneakers and supporting the authorities of the neighborhood you take pride in Like Reply 11 minutes ago living-for-fiction: unbossed: theflowerfish: saaavx0h: jaime-foxxx: OKAY BUT SOME OFFICERS ACTUALLY DO RISK THEIR FUCKING LIVES. It’s cute how tumblr users are liike “ahhh not all _____ people” but when it’s cops, they’re all awful apparently. Good god.  yes they do and it’s a shame some people don’t recognize or appreciate that! Cops who don’t check and report explicitly bad cops are not good cops. The culture of the blue wall of silence logically makes it so that cops are inherently bad, not good. The good cops who do report their constituents get labeled as rats and get harassed by other cops for snitching or even lose their jobs. The police are nothing more than a glorified gang. Come live in the communities that the police continuously harass, brutalize, and murder then let me know how you feel. Come hang in Philly for a minute, get a taste of how it feels to have the cops hold a magnifying glass over you. Ask my friend who got shot while delivering pizza in Southwest Philly by plainclothes officers who never identified themselves how it felt to have a bullet removed from his face. Or head to Camden where the cops don’t even respond to calls in these communities, and if they do they just show up to beat and arrest the people there. Go to Washington Heights in NYC where they stop and frisk mostly black and Latino men, even though almost 90% of those searches end up with nothing (stats available on NYPD website). Imagine a world where you get stopped and harassed by the police because of where you live or how you look, regardless of whether you’re innocent or not. Then tell me how much you just loooooove the police. Y'all don’t see shit over that white picket fence of yours, do you? The “good cop” going by the book will use violence to evict a homeless family from their car if they’re parked illegally. The “good cop” going by the book will use violence to arrest them, tearing the children from their parents, if they try to sleep in a foreclosed home left empty by the bank as a tax write-off. The “good cop” going by the book will use violence to keep that family from eating food that grocery stores and restaurants throw away in their locked dumpsters. The “good cop” going by the book will use violence to enforce even the most unjust law. And badge lickers will always try to justify the injustice. For the people who missed the point, this post doesn’t say that cops never risk their lives - it’s inviting you to take a good long look at the characteristics of the people they DO protect and risk their lives for, and note that there is a huge disparity in how cops treat people based on race, socioeconomic status, etc. Also I love it when people use “coppin’ is DANGEROUS” to handwave the numerous civil rights violations cops are routinely guilty of in the process of “just following orders”. Plenty of jobs are dangerous. Plenty of jobs are more dangerous than being a cop. But cops seem to be the main ones stomping around demanding endless respect and unquestioning obedience just because their “job is dangerous”.
Of Yours: the "police officers risk their lives to
 protect us" starter pack

 Savannah Danielle lol who knew there was something wrong with actually
 having a car, a nice house and a clean put together family who lives in a
 safe community while spending your hard earned money on paying your
 bills rather then expensive sneakers and supporting the authorities of the
 neighborhood you take pride in
 Like Reply 11 minutes ago
living-for-fiction:
unbossed:


theflowerfish:

saaavx0h:

jaime-foxxx:

OKAY BUT SOME OFFICERS ACTUALLY DO RISK THEIR FUCKING LIVES.
It’s cute how tumblr users are liike “ahhh not all _____ people” but when it’s cops, they’re all awful apparently. Good god. 

yes they do and it’s a shame some people don’t recognize or appreciate that!

Cops who don’t check and report explicitly bad cops are not good cops. The culture of the blue wall of silence logically makes it so that cops are inherently bad, not good. The good cops who do report their constituents get labeled as rats and get harassed by other cops for snitching or even lose their jobs. The police are nothing more than a glorified gang.
Come live in the communities that the police continuously harass, brutalize, and murder then let me know how you feel. 
Come hang in Philly for a minute, get a taste of how it feels to have the cops hold a magnifying glass over you. Ask my friend who got shot while delivering pizza in Southwest Philly by plainclothes officers who never identified themselves how it felt to have a bullet removed from his face.
Or head to Camden where the cops don’t even respond to calls in these communities, and if they do they just show up to beat and arrest the people there.
Go to Washington Heights in NYC where they stop and frisk mostly black and Latino men, even though almost 90% of those searches end up with nothing (stats available on NYPD website). Imagine a world where you get stopped and harassed by the police because of where you live or how you look, regardless of whether you’re innocent or not. Then tell me how much you just loooooove the police.
Y'all don’t see shit over that white picket fence of yours, do you?


The “good cop” going by the book will use violence to evict a homeless family from their car if they’re parked illegally. The “good cop” going by the book will use violence to arrest them, tearing the children from their parents, if they try to sleep in a foreclosed home left empty by the bank as a tax write-off. The “good cop” going by the book will use violence to keep that family from eating food that grocery stores and restaurants throw away in their locked dumpsters.
The “good cop” going by the book will use violence to enforce even the most unjust law. And badge lickers will always try to justify the injustice.


For the people who missed the point, this post doesn’t say that cops never risk their lives - it’s inviting you to take a good long look at the characteristics of the people they DO protect and risk their lives for, and note that there is a huge disparity in how cops treat people based on race, socioeconomic status, etc.
Also I love it when people use “coppin’ is DANGEROUS” to handwave the numerous civil rights violations cops are routinely guilty of in the process of “just following orders”. Plenty of jobs are dangerous. Plenty of jobs are more dangerous than being a cop. But cops seem to be the main ones stomping around demanding endless respect and unquestioning obedience just because their “job is dangerous”.

living-for-fiction: unbossed: theflowerfish: saaavx0h: jaime-foxxx: OKAY BUT SOME OFFICERS ACTUALLY DO RISK THEIR FUCKING LIVES. It’...

Of Yours: What to do if you are witnessing ISlamophobIC A bystander's guide to help the persor harassment n who's being targeted Engage conversation. Go to them, sit beside them and say hello. Try to appear calm, collected and welcoming IGNORE THE ATTACKER Pick a random subject and start discussing it. It can be anything: a movie you liked, the weather, saying you like something they wear and asking where they got it.. THE WEATHER LATELYIS S0 İGNO RED Hl HOW ARE YOU? MY SISTER TOLD ME ABOUT THIS MOVIE Keep building the safe space. Keep eye contact with them and don't acknowledge the attacker's presence : the absence of response from you two wil push them to leave the area shortly Continue the conversation until the attacker leaves & escort them to a safe place if necessary. Bring them to a neutral area where they can recollect themselves; respect their wishes if they tell you they're ok and just want to go 2 This guide was written & illustrated by Maeril | @itsmaeril Translated in English for The Middle Eastern Feminist cognitiveinequality: maeril: Hi everyone! This is an illustrated guide I made as part of my co-admining work at The Middle Eastern Feminist on Facebook! It will be published there shortly. The technique that is displayed here is a genuine one used in psychology - I forgot the name and couldn’t find it again so if you know about it, feel free to tell me!Some could say: “Yes but you can use that technique for instances of harassment other than Islamophobic attacks!”, and my reply is: Sure! Please do so, it also works for other “types” of harassment of a lone person in a public space!! However I’m focusing on protecting Muslims here, as they have been very specific targets lately, and as a French Middle Eastern woman, I wanted to try and do something to raise awareness on how to help when such things happen before our eyes - that way one cannot say they “didn’t know what to do”! I’d like to insist on two things: 1) Do not, in any way, interact with the attacker. You must absolutely ignore them and focus entirely on the person being attacked! 2) Please make sure to always respect the wishes of the person you’re helping: whether they want you to leave quickly afterwards, or not! If you’re in a hurry escort them to a place where someone else can take over - call one of their friends, or one of yours, of if they want to, the police. It all depends on how they feel! For my fellow French-speakers: I will translate it in French and post it on my page as soon as I can :)Please don’t hesitate to share this guide as it could push a lot of people to overcome bystander syndrome!!Lots of love and stay safe! PS: I you repost this cartoon of mine on twitter or instagram, please add me in the post so I can see it, with @itsmaeril :) An important reminder today, and every day.
Of Yours: What to do
 if you are witnessing ISlamophobIC
 A bystander's guide to help
 the persor
 harassment
 n who's being targeted
 Engage conversation.
 Go to them, sit beside them and say hello.
 Try to appear calm, collected and welcoming
 IGNORE THE ATTACKER
 Pick a random subject and
 start discussing it.
 It can be anything: a movie you liked,
 the weather, saying you like something
 they wear and asking where they got it..
 THE WEATHER
 LATELYIS S0
 İGNO
 RED
 Hl
 HOW ARE YOU?
 MY SISTER TOLD
 ME ABOUT THIS MOVIE
 Keep building the safe space.
 Keep eye contact with them and don't
 acknowledge the attacker's presence : the
 absence of response from you two wil
 push them to leave the area shortly
 Continue the conversation until the
 attacker leaves & escort them
 to a safe place if necessary.
 Bring them to a neutral area where they can
 recollect themselves; respect their wishes if
 they tell you they're ok and just want to go
 2
 This guide was written & illustrated by Maeril | @itsmaeril Translated in English for The Middle Eastern Feminist
cognitiveinequality:
maeril:
Hi everyone! This is an illustrated guide I made as part of my co-admining work at The Middle Eastern Feminist on Facebook! It will be published there shortly. The technique that is displayed here is a genuine one used in psychology - I forgot the name and couldn’t find it again so if you know about it, feel free to tell me!Some could say: “Yes but you can use that technique for instances of harassment other than Islamophobic attacks!”, and my reply is: Sure! Please do so, it also works for other “types” of harassment of a lone person in a public space!! However I’m focusing on protecting Muslims here, as they have been very specific targets lately, and as a French Middle Eastern woman, I wanted to try and do something to raise awareness on how to help when such things happen before our eyes - that way one cannot say they “didn’t know what to do”! I’d like to insist on two things: 1) Do not, in any way, interact with the attacker. You must absolutely ignore them and focus entirely on the person being attacked! 2) Please make sure to always respect the wishes of the person you’re helping: whether they want you to leave quickly afterwards, or not! If you’re in a hurry escort them to a place where someone else can take over - call one of their friends, or one of yours, of if they want to, the police. It all depends on how they feel! For my fellow French-speakers: I will translate it in French and post it on my page as soon as I can :)Please don’t hesitate to share this guide as it could push a lot of people to overcome bystander syndrome!!Lots of love and stay safe!
PS: I you repost this cartoon of mine on twitter or instagram, please add me in the post so I can see it, with @itsmaeril :) 


An important reminder today, and every day.

cognitiveinequality: maeril: Hi everyone! This is an illustrated guide I made as part of my co-admining work at The Middle Eastern Femini...