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Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Being Alone, Bad, and Fall: Same thing as yous Theseus. ARIADNE! What are YOU deing here? We're in THE UNDERWORLD. T got MURDERED raugh got thrown Oh, yeah, yikes. Me too, L+was was in though exile. ght off this It was cliff. Pretty bad. Hang on- Enough about ME Croy what have YOU been up to? I havent seen you in YEARS! didnt that keep in touch after that But okay here's what nappened: we after You mean, you lett me on Naxos to die? And you Said me, bt then I took oud marry You remember how we left Crete, after that sword gaveyu and golo thread, and killed the minotaur Jou and a nap you LEFT ME BEHIND I mean you can't REALLY blame me. You betrayed yar /family, How could you after THAT? My family fed people He didn't worry about my past We fell in love to a monster! and got married, But I forgive you guess because while I was on Naxos I met the most handsome Great glad you happy had a ife. Too bad all man I'd ever seen thngs an end, and Come to And ever since then, we've been so and so in love, and hapry now we're both stuck here in everything the Underworld... is Together just like the good old days... and alone for now... ARI ADNE WHERE ARE YOU Diony sus? Ft ARIADNE! Was so wonried! Babe! You... you married The God of Wine? God of Wine Ariadng I completely fargat weren't immortal. We need to fix that Theatre, and Ritual Madness, is the official ttle, I +hink. you Well decide laterSounds ike Plan And, hey Theseus? what do be the goddes thinkin passion NIce job with the minotaur. want to a let's now out Just get of here. For Yes? ruffboijuliaburnsides: oatmealraisinbagel: I know tumblr really loves Persephone and Hades, which I get, but my favorite Greek Mythical figure has to be Ariadne.  Until this year I had pretty much only ever heard of her in the context of the Theseus and the Minotaur myth, but her story actually continues past that and I love it.  (Disclaimer, as with any Greek myth there’s a billion versions, but my favorite goes like this) Ariadne helped Theseus kill the Minotaur.  She had to betray her family, but she knew she had to in order to stop the yearly sacrifices.  Theseus promised her he would marry her as thanks for her help. Theseus and Ariadne left Crete together, but since Theseus didn’t trust Ariadne to be a good wife, he left her behind on Naxos while she was napping.  Why didn’t he trust her to be a good wife?  She had betrayed her family. While on Naxos, Dionysus, god of wine, fertility, madness, theater, and celebration, happens to stop by.  He meets Ariadne and the two fall in love. Dionysus marries Ariadne.  Note: There are plenty of retellings of this myth, but almost all of them emphasize how happy Dionysus and Ariadne’s marriage was. Ariadne is killed and goes to Hades. Dionysus descends into Hades to get his wife back.  Ariadne gets to join the gods in Olympus, become immortal, and takes her place as the goddess of the labyrinth, mazes, paths, fertility, wine, and passion. Meanwhile, Theseus dies after being thrown off a cliff by Lycomedes. Ariadne is practically the personification of “the best revenge is living well” and I think that’s great. this is good shit.
Being Alone, Bad, and Fall: Same thing
 as yous
 Theseus.
 ARIADNE!
 What are YOU
 deing here?
 We're in
 THE UNDERWORLD.
 T got
 MURDERED
 raugh
 got
 thrown
 Oh, yeah, yikes.
 Me too,
 L+was
 was in
 though
 exile.
 ght off
 this
 It was
 cliff.
 Pretty
 bad.
 Hang on- Enough about ME
 Croy
 what have YOU been
 up to? I havent
 seen you in
 YEARS!
 didnt
 that
 keep in touch
 after that
 But okay
 here's
 what
 nappened:
 we
 after
 You mean,
 you lett me on
 Naxos to die?

 And you
 Said
 me, bt then I took
 oud marry
 You remember how
 we left Crete, after
 that sword
 gaveyu
 and golo thread, and
 killed the minotaur
 Jou
 and
 a
 nap
 you
 LEFT ME
 BEHIND
 I
 mean you can't REALLY
 blame me. You betrayed yar
 /family, How could
 you
 after
 THAT?
 My family fed people
 He didn't
 worry
 about
 my past
 We fell in love
 to a
 monster!
 and got married,
 But I forgive you guess
 because while I was on Naxos
 I met the most handsome
 Great glad you
 happy
 had a
 ife. Too bad all
 man I'd ever seen
 thngs
 an end, and
 Come to
 And ever since then,
 we've been so
 and so in love,
 and
 hapry
 now we're
 both stuck here in
 everything
 the Underworld...
 is

 Together just
 like the good
 old days...
 and
 alone
 for now...
 ARI ADNE WHERE
 ARE
 YOU
 Diony sus?
 Ft ARIADNE!
 Was so
 wonried!
 Babe!
 You...
 you
 married The
 God of Wine?
 God of Wine Ariadng I completely fargat
 weren't immortal.
 We need to
 fix that
 Theatre, and
 Ritual
 Madness,
 is the
 official
 ttle, I
 +hink.
 you
 Well decide laterSounds ike
 Plan
 And, hey
 Theseus?
 what do
 be the goddes
 thinkin passion
 NIce job
 with the
 minotaur.
 want to
 a
 let's
 now
 out
 Just get
 of here.
 For
 Yes?
ruffboijuliaburnsides:
oatmealraisinbagel:

I know tumblr really loves Persephone and Hades, which I get, but my favorite Greek Mythical figure has to be Ariadne.  Until this year I had pretty much only ever heard of her in the context of the Theseus and the Minotaur myth, but her story actually continues past that and I love it.  (Disclaimer, as with any Greek myth there’s a billion versions, but my favorite goes like this)
Ariadne helped Theseus kill the Minotaur.  She had to betray her family, but she knew she had to in order to stop the yearly sacrifices.  Theseus promised her he would marry her as thanks for her help.
Theseus and Ariadne left Crete together, but since Theseus didn’t trust Ariadne to be a good wife, he left her behind on Naxos while she was napping.  Why didn’t he trust her to be a good wife?  She had betrayed her family.
While on Naxos, Dionysus, god of wine, fertility, madness, theater, and celebration, happens to stop by.  He meets Ariadne and the two fall in love.
Dionysus marries Ariadne.  Note: There are plenty of retellings of this myth, but almost all of them emphasize how happy Dionysus and Ariadne’s marriage was.
Ariadne is killed and goes to Hades.
Dionysus descends into Hades to get his wife back.  Ariadne gets to join the gods in Olympus, become immortal, and takes her place as the goddess of the labyrinth, mazes, paths, fertility, wine, and passion.
Meanwhile, Theseus dies after being thrown off a cliff by Lycomedes.
Ariadne is practically the personification of “the best revenge is living well” and I think that’s great.

this is good shit.

ruffboijuliaburnsides: oatmealraisinbagel: I know tumblr really loves Persephone and Hades, which I get, but my favorite Greek Mythical fig...

Beautiful, Head, and Muslim: HOW TO DRAW HIJAB @souratgar certified Muslim WHAT IS HIJAB? "Hijab" is a form of dress code in Islam. Not only does it apply to women, but it applies to men as well. Hijab means dressing modestly; covering your arms, legs, and wearing loose clothing. There's a lot of different types of hijab! Here's the 3 main types: (somehimes the entire) face is covereel @Souratgar HIJAB FOR THE SAKE OF SPACE, WEL LOOK ONLY AT THO STYLE) NIQAB BURQA Sometimes hijabis will wear a CHADOR over their hijab. A chador is a fabric that hangs from your head (it's almost like a superhero cape!) Some Muslim women will wear chador while praying. M SUPER They come in a lot of different designs and colours. The most common colour is black. Com FY However, there are plenty of chadors that have beautiful floral designs. The fabric used to make chadors is usually cotton. @souratgar "OKAY SO HOW DO I DRAN IT? It's very easy! Drawing a hijab requi res one skill: knowing how fabric folds! And sometimes, depending on how tight the hijab is there won't be many fabric folds! @souratgar MIX TIGHT LOOSE You can even design your own! The criteria for a hijab is - Covers ears, neck, and hair - *Has* to be worn with modest clothing, no bikini armour sorry :( REMEMBER! To use references! But also, if a hijiabi has a problem with your design or your drawing of a hijabi, listen to them! You can always learn new things from others, especially those you're trying to represent. @souratgar THANKS GOOD LUCK kamikazevendetta: souratgar: I made an art tutorial on how to draw hijab and hijabis! Ahhhhh!!! Its so good!! Thank you lovely person for making this, maybe ill finally get to see people dressed like me in art soon!! (Also thank you for the note on the modest clothing- wearing a hijab isnt like choosing to wear a hat, while how each hijabi wears it is different and totally up to her, its frustrating to see it added on as an afterthought in media to gain representation points. A large part of the reason many wear it is the lack of sexualisation it gives us, so please keep that in mind!)
Beautiful, Head, and Muslim: HOW TO DRAW
 HIJAB
 @souratgar
 certified
 Muslim

 WHAT IS HIJAB?
 "Hijab" is a form of dress code in Islam. Not only does it apply to women, but it applies to men as well.
 Hijab means dressing modestly; covering your arms, legs, and wearing loose clothing.
 There's a lot of different types of hijab! Here's the 3 main types:
 (somehimes the entire)
 face is covereel
 @Souratgar
 HIJAB
 FOR THE SAKE
 OF SPACE, WEL
 LOOK ONLY AT THO
 STYLE)
 NIQAB
 BURQA

 Sometimes hijabis will wear a CHADOR over their hijab.
 A chador is a fabric that hangs from your head
 (it's almost like a superhero cape!)
 Some Muslim women will wear chador while praying.
 M SUPER
 They come in a lot of different designs
 and colours. The most common colour is black.
 Com FY
 However, there are plenty of chadors that
 have beautiful floral designs.
 The fabric used to make chadors is usually cotton.
 @souratgar

 "OKAY SO HOW DO
 I DRAN IT?
 It's very easy! Drawing a hijab requi res one skill: knowing how
 fabric folds! And sometimes, depending on how tight the hijab is
 there won't be many fabric folds!
 @souratgar
 MIX
 TIGHT
 LOOSE
 You can even design your own! The criteria for a hijab is
 - Covers ears, neck, and hair
 - *Has* to be worn with modest clothing,
 no bikini armour sorry :(

 REMEMBER!
 To use references!
 But also, if a hijiabi has a problem with your design
 or your drawing of a hijabi, listen to them!
 You can always learn new things from others,
 especially those you're trying to
 represent.
 @souratgar
 THANKS
 GOOD LUCK
kamikazevendetta:

souratgar:
I made an art tutorial on how to draw hijab and hijabis!
Ahhhhh!!! Its so good!! Thank you lovely person for making this, maybe ill finally get to see people dressed like me in art soon!! 

(Also thank you for the note on the modest clothing- wearing a hijab isnt like choosing to wear a hat, while how each hijabi wears it is different and totally up to her, its frustrating to see it added on as an afterthought in media to gain representation points. A large part of the reason many wear it is the lack of sexualisation it gives us, so please keep that in mind!)

kamikazevendetta: souratgar: I made an art tutorial on how to draw hijab and hijabis! Ahhhhh!!! Its so good!! Thank you lovely person for m...