The
The

The

For Me
For Me

For Me

Rules
Rules

Rules

When
When

When

Dropping Hints
Dropping Hints

Dropping Hints

And
And

And

Sarcasmism
Sarcasmism

Sarcasmism

Sarcasm Only
Sarcasm Only

Sarcasm Only

out
out

out

dont
 dont

dont

🔥 | Latest

Figure It Out: Hang in there. You’ll figure it out too!
Figure It Out: Hang in there. You’ll figure it out too!

Hang in there. You’ll figure it out too!

Figure It Out: prismatic-bell: kari-izumi: dancinbutterfly: edenfenixblogs: the-omniscient-narrator: spacevinci: somethingratchet: sheisraging: Cindy: Hey… can I be a Jew? Rabbi: No. Cindy: Can I be a Jew? Rabbi: No. Cindy: Can I be a Jew? Rabbi: You really want this? Sincerely? Not ‘cause this one’s trying to blackmail me for something stupid when I was 19 or for broccoli with your dinner? What is this for you? Cindy: Honestly, I think I found my people. I was raised in a church where I was told to believe and pray. And if I was bad, I’d go to hell. And if I was good, I’d go to heaven. And if I’d ask Jesus, he’d forgive me and that was that. And here y’all are sayin’ ain’t no hell. Ain’t sure about heaven. And if you do something wrong, you got to figure it out yourself. And as far as God’s concerned, it’s your job to keep asking questions and to keep learning and to keep arguing. It’s like a verb. It’s like … you do God. And that’s a lot of work, but I think I’m in, as least as far as I can see it. I mean, maybe I’ll learn more and say fuck the whole thing, I mean, but I wanna learn more, and I think I gotta be in it to do that. You know… Does that make sense? Shit, did I just talk myself out of it? Rabbi: Ask me again. Cindy: Can I be a Jew? Rabbi: Yes. I cried so hard during this scene. First of all, this is beautiful. Second of all, as a contextual note, the rabbi said no for a reason. In Jewish conversion, one of the steps is that you must be discouraged at least three times. This comes from the story of Ruth, where Naomi told her not to follow her back to the Jewish tribe three times before giving in. Third of all, this is beautiful. Adrienne KILLED it in those scenes. I wept with her! “It’s like a verb.” She wants to work on her faith continuously and that was gorgeous and so honest. THIS WAS SO IMPORTANT DO U UNDERSTAND. We aren’t a people who actively convert people. You’ll never see a Jewish person try to convert you. We believe in everyone’s right to believe what they want. But it was so nice to see someone who wasn’t raised in it be able to see value in my faith. I have never seen anything like that on tv before Not only that?? Its one of the only times I’ve ever seen Judaism The Faith and Religion ever actually articulated on screen. What do we believe? We believe that You Choose To Do God. Thats why we’re the Chosen People - because we Chose to Opt In To Doing God this particular way. I have never in my life before seen any form of media EVER express what Jews ACTUALLY BELIEVE ABOUT THE UNIVERSE out loud but OITNB did. And when people ask me? I always throw them here. Because it’s dead on. You do God (Jewishly) and you have to choose it. That’s what we believe. That’s it. Thats the entire thing. And this is the only time we have EVER had ANY representation and I will cherish it always. And for those of you who didn’t see the show? She got to bathe in a mikvah equivalent and convert fully so yes, Cindy is as Jewish as the whitest Ashkenazi Jew. More, because according to the sages, the convert is to be praised for their choice and their dedication. And as such, any children she has will be Jewish too. <3 Love for Cindy. Love to any religious Jews out there who feel unseen in media (you’re right, we aren’t seen). Love for any converts out there who don’t feel Jewish enough (you are - no matter what branch you converted in). Extra love for all my Jews of Color (no addendum - just love to you all period). Stay strong out there yall. Write yourselves into some stories and talk about our faith okay? We deserve to be seen and known, even if we aren’t converting. Demystification is part of the fight against antisemitism. All of this, but ALSOit’s so rare to see black people get to be any other religion of Baptist Christian. Or to even talk about that not all of us believe in God in the way we’re been taught. Most of what I’ve learned about Judaism I learned through the Jewish bloggers I’ve found here like @prismatic-bell @realsadjewishhours and @wetwareproblem among others, but even as an agnostic black woman, I was just as happy to see Cindy find her own way, and even happier to hear that they actually did right with the conversion process this time. And @dancinbutterfly’s last line is why, when my rabbi said I should go to rabbinic school, I said…..no.Rabbi means teacher, and there are a ton of good Jewish teachers of Jews out there. But there aren’t so many Jewish teachers of gentiles. It’s why I work at cons under the name Oy Vay Productions. I am like you, except where I’m not, and where I’m not should not have to be frightening or mysterious to you. And then, when someone is all “well the Jews are a bunch of wealthy lizards,” you can remember me, think of me teaching you not just about anime but about the fact that Jews are just people out here doing how we do, and instead of “that seems possibly incorrect but I don’t know enough about Jews to dispute it,” you can say “that is not true, I have met and been befriended by a Jew, shared a meal and a class talked, and I know better.”I do my teaching by being a loud and proud Jew who is out here doing G-d an living my life. There are plenty of rabbis with skills I could only dream of having. But what I do is just as important to protecting and preserving Am Yisrael.
Figure It Out: prismatic-bell:

kari-izumi:

dancinbutterfly:

edenfenixblogs:
the-omniscient-narrator:


spacevinci:

somethingratchet:


sheisraging:


Cindy: Hey… can I be a Jew?
Rabbi: No.
Cindy: Can I be a Jew?
Rabbi: No.
Cindy: Can I be a Jew?
Rabbi: You really want this? Sincerely? Not ‘cause this one’s trying to blackmail me for something stupid when I was 19 or for broccoli with your dinner? What is this for you?
Cindy: Honestly, I think I found my people. I was raised in a church where I was told to believe and pray. And if I was bad, I’d go to hell. And if I was good, I’d go to heaven. And if I’d ask Jesus, he’d forgive me and that was that. And here y’all are sayin’ ain’t no hell. Ain’t sure about heaven. And if you do something wrong, you got to figure it out yourself. And as far as God’s concerned, it’s your job to keep asking questions and to keep learning and to keep arguing. It’s like a verb. It’s like … you do God. And that’s a lot of work, but I think I’m in, as least as far as I can see it. I mean, maybe I’ll learn more and say fuck the whole thing, I mean, but I wanna learn more, and I think I gotta be in it to do that. You know… Does that make sense? Shit, did I just talk myself out of it?
Rabbi: Ask me again.
Cindy: Can I be a Jew?
Rabbi: Yes.


I cried so hard during this scene.


First of all, this is beautiful.
Second of all, as a contextual note, the rabbi said no for a reason. In Jewish conversion, one of the steps is that you must be discouraged at least three times. This comes from the story of Ruth, where Naomi told her not to follow her back to the Jewish tribe three times before giving in.
Third of all, this is beautiful.


Adrienne KILLED it in those scenes. I wept with her!
“It’s like a verb.” She wants to work on her faith continuously and that was gorgeous and so honest.


THIS WAS SO IMPORTANT DO U UNDERSTAND. We aren’t a people who actively convert people. You’ll never see a Jewish person try to convert you. We believe in everyone’s right to believe what they want. But it was so nice to see someone who wasn’t raised in it be able to see value in my faith. I have never seen anything like that on tv before  

Not only that?? Its one of the only times I’ve ever seen Judaism The Faith and Religion ever actually articulated on screen. What do we believe? We believe that You Choose To Do God. Thats why we’re the Chosen People - because we Chose to Opt In To Doing God this particular way. I have never in my life before seen any form of media EVER express what Jews ACTUALLY BELIEVE ABOUT THE UNIVERSE out loud but OITNB did. And when people ask me? I always throw them here. Because it’s dead on. You do God (Jewishly) and you have to choose it. That’s what we believe. That’s it. Thats the entire thing. And this is the only time we have EVER had ANY representation and I will cherish it always. And for those of you who didn’t see the show? She got to bathe in a mikvah equivalent and convert fully so yes, Cindy is as Jewish as the whitest Ashkenazi Jew. More, because according to the sages, the convert is to be praised for their choice and their dedication. And as such, any children she has will be Jewish too. <3 Love for Cindy. Love to any religious Jews out there who feel unseen in media (you’re right, we aren’t seen). Love for any converts out there who don’t feel Jewish enough (you are - no matter what branch you converted in). Extra love for all my Jews of Color (no addendum - just love to you all period). Stay strong out there yall. Write yourselves into some stories and talk about our faith okay? We deserve to be seen and known, even if we aren’t converting. Demystification is part of the fight against antisemitism. 


All of this, but ALSOit’s so rare to see black people get to be any other religion of Baptist Christian. Or to even talk about that not all of us believe in God in the way we’re been taught. Most of what I’ve learned about Judaism I learned through the Jewish bloggers I’ve found here like @prismatic-bell @realsadjewishhours and @wetwareproblem among others, but even as an agnostic black woman, I was just as happy to see Cindy find her own way, and even happier to hear that they actually did right with the conversion process this time.


And @dancinbutterfly’s last line is why, when my rabbi said I should go to rabbinic school, I said…..no.Rabbi means teacher, and there are a ton of good Jewish teachers of Jews out there. But there aren’t so many Jewish teachers of gentiles. It’s why I work at cons under the name Oy Vay Productions. I am like you, except where I’m not, and where I’m not should not have to be frightening or mysterious to you. And then, when someone is all “well the Jews are a bunch of wealthy lizards,” you can remember me, think of me teaching you not just about anime but about the fact that Jews are just people out here doing how we do, and instead of “that seems possibly incorrect but I don’t know enough about Jews to dispute it,” you can say “that is not true, I have met and been befriended by a Jew, shared a meal and a class talked, and I know better.”I do my teaching by being a loud and proud Jew who is out here doing G-d an living my life. There are plenty of rabbis with skills I could only dream of having. But what I do is just as important to protecting and preserving Am Yisrael.

prismatic-bell: kari-izumi: dancinbutterfly: edenfenixblogs: the-omniscient-narrator: spacevinci: somethingratchet: sheisraging:...

Figure It Out: Am I part of the cool kids club now? The rest you can figure it out.
Figure It Out: Am I part of the cool kids club now? The rest you can figure it out.

Am I part of the cool kids club now? The rest you can figure it out.

Figure It Out: Took me to long to figure it out by Alyibrahim5 MORE MEMES
Figure It Out: Took me to long to figure it out by Alyibrahim5
MORE MEMES

Took me to long to figure it out by Alyibrahim5 MORE MEMES

Figure It Out: GIANOPE gianope: how it’ll be like when these two finally figure it out
Figure It Out: GIANOPE
gianope:

how it’ll be like when these two finally figure it out

gianope: how it’ll be like when these two finally figure it out

Figure It Out: In Case of "B" Break Glass My daughter is currently pulling a D- in math. This is her phone. galexion: handmetheshovel: thatguyinthecornerino: randomavengersquotes: lolnerdsposts: robanilla: justsomeonereloadable: thesecretkeith: blanketfortprincette: tastefullyoffensive: (photo by fistfullofcookies) Why do parents always assume their kid is lazy when they get bad grades? Like maybe help your kids by talking to them, not punishing them. This is how I failed math and didn’t even know I had number dyslexia for years. When my sister was in high school she struggled a LOT with math. Like I know a lot of people find it really difficult (myself included), but I mean she was really really bad at it. She has always been a very smart, creative and sensitive person, but math made no sense to her, to the point where passing seemed impossible. I will always remember that twice a week, around the kitchen table, my sister would sit down with my dad for hours, and they would try to work out her math homework. I should mention that my dad is an artist, and art teacher. Truth be told I think he struggled with math just as much if not more then she did. But twice a week you could hear them downstairs, going back and forth, trying to figure it out together. Some nights would be smooth and easy, some nights I could hear them arguing from one floor up about factors or equations, not in anger but in mutual frustration. I remember the day that she passed. My sister couldn’t wait until my dad’s school day ended, so she called him at work. She gleefully announced to him “I got a D-!”. We could hear him through the phone as he exclaimed “She got a D!” excitedly to his class. Still through the phone we heard his students clapping, laughing and whooping in congratulations. Seldom has a grade in our household been so celebrated. Just thought a shitty picture like this should be accompanied by a story about a person’s parents who actually gave a shit about helping their kid instead of mocking and punishing them. Read the story Read the story Read the story reblogging for the story. READ IT. THE STORY If it weren’t for my dad I would not be able to read and write. I was born1971 and people really didn’t know or care that some people struggle not because they are lazy but they just fuckin’ can’t do what comes easy to most. My dad did what that father did. Dad was working 12/14/16 hour days. And still… he sat down and read up on shit, talked to my teacher - and then he saved me. Reading has made me. I am a reader. The one thing people know about me is: she reads. Be like dad. Don’t be a tit. R E A DT h eS T O R Y
Figure It Out: In Case of "B"
 Break Glass
 My daughter is currently pulling a D- in math. This is her phone.
galexion:

handmetheshovel:
thatguyinthecornerino:

randomavengersquotes:

lolnerdsposts:

robanilla:


justsomeonereloadable:

thesecretkeith:

blanketfortprincette:

tastefullyoffensive:

(photo by fistfullofcookies)

Why do parents always assume their kid is lazy when they get bad grades? Like maybe help your kids by talking to them, not punishing them. This is how I failed math and didn’t even know I had number dyslexia for years.

When my sister was in high school she struggled a LOT with math. Like I know a lot of people find it really difficult (myself included), but I mean she was really really bad at it. She has always been a very smart, creative and sensitive person, but math made no sense to her, to the point where passing seemed impossible.
I will always remember that twice a week, around the kitchen table, my sister would sit down with my dad for hours, and they would try to work out her math homework. I should mention that my dad is an artist, and art teacher. Truth be told I think he struggled with math just as much if not more then she did. But twice a week you could hear them downstairs, going back and forth, trying to figure it out together. Some nights would be smooth and easy, some nights I could hear them arguing from one floor up about factors or equations, not in anger but in mutual frustration.
I remember the day that she passed. My sister couldn’t wait until my dad’s school day ended, so she called him at work. She gleefully announced to him “I got a D-!”. We could hear him through the phone as he exclaimed “She got a D!” excitedly to his class. Still through the phone we heard his students clapping, laughing and whooping in congratulations. Seldom has a grade in our household been so celebrated.
Just thought a shitty picture like this should be accompanied by a story about a person’s parents who actually gave a shit about helping their kid instead of mocking and punishing them.


Read the story


Read the story


Read the story 


reblogging for the story. READ IT.


THE STORY


If it weren’t for my dad I would not be able to read and write. I was born1971 and people really didn’t know or care that some people struggle not because they are lazy but they just fuckin’ can’t do what comes easy to most.
My dad did what that father did. 
Dad was working 12/14/16 hour days.
And still… he sat down and read up on shit, talked to my teacher - and then he saved me. Reading has made me. I am a reader. The one thing people know about me is: she reads.  
Be like dad.
Don’t be a tit.


R E A DT h eS T O R Y

galexion: handmetheshovel: thatguyinthecornerino: randomavengersquotes: lolnerdsposts: robanilla: justsomeonereloadable: thesecret...

Figure It Out: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Figure It Out: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capit...

Figure It Out: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Figure It Out: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capit...