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Crying, Douchebag, and Fucking: geardrops: knitmeapony: demonhamster: despotic: suicidemydarling: gigantorthemooseking: I once went to a concert with a friend (I don’t remember the band, she dragged me along) when I was 16. They were starting a wall of death and this guy who was flirting with me decides it would be funny to pull my top down, exposing my breasts, then throw me in the middle of this wall of death right as it’s about to meet. When I stumble in the middle and hit the wall someone screamed “STOP! EXPOSED GIRL!” and I thought they were all going to oggle at me. Instead, one guy quickly helped me cover up, three more helped me to my feet, and another asked who did that. When I pointed out the guy, two of them looked at him, me, each other, then nodded and punched the guy in the face before forcing him into the wall that was about to form again. Metal men are gentlemenly as shit. This fucking this^^^  I’ve always loved this. I went to my first concert a few months ago and there were these really tall men with black vest tops and tattoos and piercings surrounding us screaming loudly when the music started playing, but then we realised this kid in the crowd had lost his mum so they tried to comfort him and when he started crying they asked him his name and he shakily sobbed “Eliot” at which point they lifted him in the air onto the shoulder’s and shouted at the top of their lungs “ELIOT’S MUM, ELIOT IS LOOKING FOR YOU. EXCUSE ME HAS ANYONE SEEN ELIOT’S MUM!!!” at which point Eliot started giggling between sobs until he finally found his mum while in the air. Seriously, I have felt safer in groups of death metal dudes than in the group of the preppiest preps that ever prepped. This holds true for so many shows I’ve been to. When there’s a douchebag, there’s usually just one or two, and the crowd handles it.
Crying, Douchebag, and Fucking: geardrops:

knitmeapony:

demonhamster:

despotic:

suicidemydarling:

gigantorthemooseking:

I once went to a concert with a friend (I don’t remember the band, she dragged me along) when I was 16. They were starting a wall of death and this guy who was flirting with me decides it would be funny to pull my top down, exposing my breasts, then throw me in the middle of this wall of death right as it’s about to meet. When I stumble in the middle and hit the wall someone screamed “STOP! EXPOSED GIRL!” and I thought they were all going to oggle at me. Instead, one guy quickly helped me cover up, three more helped me to my feet, and another asked who did that. When I pointed out the guy, two of them looked at him, me, each other, then nodded and punched the guy in the face before forcing him into the wall that was about to form again.
Metal men are gentlemenly as shit.

This fucking this^^^ 

I’ve always loved this.

I went to my first concert a few months ago and there were these really tall men with black vest tops and tattoos and piercings surrounding us screaming loudly when the music started playing, but then we realised this kid in the crowd had lost his mum so they tried to comfort him and when he started crying they asked him his name and he shakily sobbed “Eliot” at which point they lifted him in the air onto the shoulder’s and shouted at the top of their lungs “ELIOT’S MUM, ELIOT IS LOOKING FOR YOU. EXCUSE ME HAS ANYONE SEEN ELIOT’S MUM!!!” at which point Eliot started giggling between sobs until he finally found his mum while in the air.

Seriously, I have felt safer in groups of death metal dudes than in the group of the preppiest preps that ever prepped.

This holds true for so many shows I’ve been to. When there’s a douchebag, there’s usually just one or two, and the crowd handles it.

geardrops: knitmeapony: demonhamster: despotic: suicidemydarling: gigantorthemooseking: I once went to a concert with a friend (I don’...

Advice, Af, and Beautiful: tybalt-tisk Follow About an hour ago, I was in Walmart looking for my conditioner because today is wash day for my hair. As l'm looking for my product, this older white lady approaches me and she says, "Excuse me, miss. Please don't be offended by this." And usually when white people tell me not to be offended, 9 times out of 10, whatever they are about to say is going to be offensive af. Anyway, she follows it up with, "My husband and I just recently won our custody battle witlh our foster daughter and she means the world to us. She's a beautiful African American girl and her hair looks a lot like yours. But l'm afraid because I don't know what to do with her hair. It's a lot different from mines and our other children and we are at a total loss. l've tried looking up the YouTube videos and my husband went to the braiding shops so they can teach him how to properly braid her hair, but he's still pretty new and it will be a while before he gets used to it. Do you have any tips you can give me? If you don't have the time, it's okay, really! I just needed a little advice because I want her to look beautiful." Y'all. swear I almost started crying on aisle 6. So for the last 30 minutes, I spent my time talking to her and what products to use and how to properly detangle and comb her hair with the proper tools and what not to do with natural hair. And I showed her a bunch of easier to fol- low natural hair tutorials on YouTube and saved them for her. (I also had to create a YouTube account for her so she could save it for later.) but omfg, she was so sweet, and I could tell that she listened to every single thing I had to say and she took little notes on her little notepad. And what really filled my heart was the fact that her husband actually taking classes from African braiding shops. And she showed me a picture of him wearing a little sweater vest and loafers in a little shop surrounded by beautiful black women showing him how to braid black hair and even the lady he's braiding on is guiding his hands. And omfg. Bless these old white people and their black daughter who l know have new loving parents because they are willing to step out of their comfort zone just to make her feel and look beautiful l really hope our paths cross again one day, Mrs Cicilia. in your orbit #im still crying 126,404 notes I hope Im posting this in the right subreddit.
Advice, Af, and Beautiful: tybalt-tisk Follow
 About an hour ago, I was in Walmart looking
 for my conditioner because today is wash day
 for my hair. As l'm looking for my product, this
 older white lady approaches me and she says,
 "Excuse me, miss. Please don't be offended by
 this." And usually when white people tell me not
 to be offended, 9 times out of 10, whatever they
 are about to say is going to be offensive af.
 Anyway, she follows it up with, "My husband
 and I just recently won our custody battle witlh
 our foster daughter and she means the world
 to us. She's a beautiful African American girl
 and her hair looks a lot like yours. But l'm afraid
 because I don't know what to do with her hair.
 It's a lot different from mines and our other
 children and we are at a total loss. l've tried
 looking up the YouTube videos and my husband
 went to the braiding shops so they can teach
 him how to properly braid her hair, but he's still
 pretty new and it will be a while before he gets
 used to it. Do you have any tips you can give
 me? If you don't have the time, it's okay, really! I
 just needed a little advice because I want her to
 look beautiful."
 Y'all. swear I almost started crying on aisle 6. So
 for the last 30 minutes, I spent my time talking
 to her and what products to use and how to
 properly detangle and comb her hair with the
 proper tools and what not to do with natural
 hair. And I showed her a bunch of easier to fol-
 low natural hair tutorials on YouTube and saved
 them for her. (I also had to create a YouTube
 account for her so she could save it for later.)
 but omfg, she was so sweet, and I could tell that
 she listened to every single thing I had to say
 and she took little notes on her little notepad.
 And what really filled my heart was the fact
 that her husband actually taking classes from
 African braiding shops. And she showed me a
 picture of him wearing a little sweater vest and
 loafers in a little shop surrounded by beautiful
 black women showing him how to braid black
 hair and even the lady he's braiding on is
 guiding his hands. And omfg. Bless these old
 white people and their black daughter who l
 know have new loving parents because they are
 willing to step out of their comfort zone just to
 make her feel and look beautiful
 l really hope our paths cross again one day, Mrs
 Cicilia.
 in your orbit #im still crying
 126,404 notes
I hope Im posting this in the right subreddit.

I hope Im posting this in the right subreddit.

Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your...

Advice, Af, and Beautiful: tybalt-tisk Follow About an hour ago, I was in Walmart looking for my conditioner because today is wash day for my hair. As l'm looking for my product, this older white lady approaches me and she says, "Excuse me, miss. Please don't be offended by this." And usually when white people tell me not to be offended, 9 times out of 10, whatever they are about to say is going to be offensive af. Anyway, she follows it up with, "My husband and I just recently won our custody battle witlh our foster daughter and she means the world to us. She's a beautiful African American girl and her hair looks a lot like yours. But l'm afraid because I don't know what to do with her hair. It's a lot different from mines and our other children and we are at a total loss. l've tried looking up the YouTube videos and my husband went to the braiding shops so they can teach him how to properly braid her hair, but he's still pretty new and it will be a while before he gets used to it. Do you have any tips you can give me? If you don't have the time, it's okay, really! I just needed a little advice because I want her to look beautiful." Y'all. swear I almost started crying on aisle 6. So for the last 30 minutes, I spent my time talking to her and what products to use and how to properly detangle and comb her hair with the proper tools and what not to do with natural hair. And I showed her a bunch of easier to fol- low natural hair tutorials on YouTube and saved them for her. (I also had to create a YouTube account for her so she could save it for later.) but omfg, she was so sweet, and I could tell that she listened to every single thing I had to say and she took little notes on her little notepad. And what really filled my heart was the fact that her husband actually taking classes from African braiding shops. And she showed me a picture of him wearing a little sweater vest and loafers in a little shop surrounded by beautiful black women showing him how to braid black hair and even the lady he's braiding on is guiding his hands. And omfg. Bless these old white people and their black daughter who l know have new loving parents because they are willing to step out of their comfort zone just to make her feel and look beautiful l really hope our paths cross again one day, Mrs Cicilia. in your orbit #im still crying 126,404 notes I think it’s tumbler. Too sweet not to share. Sorry if I xposted to the wrong sub (via /r/BlackPeopleTwitter)
Advice, Af, and Beautiful: tybalt-tisk Follow
 About an hour ago, I was in Walmart looking
 for my conditioner because today is wash day
 for my hair. As l'm looking for my product, this
 older white lady approaches me and she says,
 "Excuse me, miss. Please don't be offended by
 this." And usually when white people tell me not
 to be offended, 9 times out of 10, whatever they
 are about to say is going to be offensive af.
 Anyway, she follows it up with, "My husband
 and I just recently won our custody battle witlh
 our foster daughter and she means the world
 to us. She's a beautiful African American girl
 and her hair looks a lot like yours. But l'm afraid
 because I don't know what to do with her hair.
 It's a lot different from mines and our other
 children and we are at a total loss. l've tried
 looking up the YouTube videos and my husband
 went to the braiding shops so they can teach
 him how to properly braid her hair, but he's still
 pretty new and it will be a while before he gets
 used to it. Do you have any tips you can give
 me? If you don't have the time, it's okay, really! I
 just needed a little advice because I want her to
 look beautiful."
 Y'all. swear I almost started crying on aisle 6. So
 for the last 30 minutes, I spent my time talking
 to her and what products to use and how to
 properly detangle and comb her hair with the
 proper tools and what not to do with natural
 hair. And I showed her a bunch of easier to fol-
 low natural hair tutorials on YouTube and saved
 them for her. (I also had to create a YouTube
 account for her so she could save it for later.)
 but omfg, she was so sweet, and I could tell that
 she listened to every single thing I had to say
 and she took little notes on her little notepad.
 And what really filled my heart was the fact
 that her husband actually taking classes from
 African braiding shops. And she showed me a
 picture of him wearing a little sweater vest and
 loafers in a little shop surrounded by beautiful
 black women showing him how to braid black
 hair and even the lady he's braiding on is
 guiding his hands. And omfg. Bless these old
 white people and their black daughter who l
 know have new loving parents because they are
 willing to step out of their comfort zone just to
 make her feel and look beautiful
 l really hope our paths cross again one day, Mrs
 Cicilia.
 in your orbit #im still crying
 126,404 notes
I think it’s tumbler. Too sweet not to share. Sorry if I xposted to the wrong sub (via /r/BlackPeopleTwitter)

I think it’s tumbler. Too sweet not to share. Sorry if I xposted to the wrong sub (via /r/BlackPeopleTwitter)

Advice, Af, and Beautiful: tybalt-tisk Follow About an hour ago, I was in Walmart looking for my conditioner because today is wash day for my hair. As l'm looking for my product, this older white lady approaches me and she says, "Excuse me, miss. Please don't be offended by this." And usually when white people tell me not to be offended, 9 times out of 10, whatever they are about to say is going to be offensive af. Anyway, she follows it up with, "My husband and I just recently won our custody battle witlh our foster daughter and she means the world to us. She's a beautiful African American girl and her hair looks a lot like yours. But l'm afraid because I don't know what to do with her hair. It's a lot different from mines and our other children and we are at a total loss. l've tried looking up the YouTube videos and my husband went to the braiding shops so they can teach him how to properly braid her hair, but he's still pretty new and it will be a while before he gets used to it. Do you have any tips you can give me? If you don't have the time, it's okay, really! I just needed a little advice because I want her to look beautiful." Y'all. swear I almost started crying on aisle 6. So for the last 30 minutes, I spent my time talking to her and what products to use and how to properly detangle and comb her hair with the proper tools and what not to do with natural hair. And I showed her a bunch of easier to fol- low natural hair tutorials on YouTube and saved them for her. (I also had to create a YouTube account for her so she could save it for later.) but omfg, she was so sweet, and I could tell that she listened to every single thing I had to say and she took little notes on her little notepad. And what really filled my heart was the fact that her husband actually taking classes from African braiding shops. And she showed me a picture of him wearing a little sweater vest and loafers in a little shop surrounded by beautiful black women showing him how to braid black hair and even the lady he's braiding on is guiding his hands. And omfg. Bless these old white people and their black daughter who l know have new loving parents because they are willing to step out of their comfort zone just to make her feel and look beautiful l really hope our paths cross again one day, Mrs Cicilia. in your orbit #im still crying 126,404 notes I think it’s tumbler. Too sweet not to share. Sorry if I xposted to the wrong sub by VeeAyeKaye MORE MEMES
Advice, Af, and Beautiful: tybalt-tisk Follow
 About an hour ago, I was in Walmart looking
 for my conditioner because today is wash day
 for my hair. As l'm looking for my product, this
 older white lady approaches me and she says,
 "Excuse me, miss. Please don't be offended by
 this." And usually when white people tell me not
 to be offended, 9 times out of 10, whatever they
 are about to say is going to be offensive af.
 Anyway, she follows it up with, "My husband
 and I just recently won our custody battle witlh
 our foster daughter and she means the world
 to us. She's a beautiful African American girl
 and her hair looks a lot like yours. But l'm afraid
 because I don't know what to do with her hair.
 It's a lot different from mines and our other
 children and we are at a total loss. l've tried
 looking up the YouTube videos and my husband
 went to the braiding shops so they can teach
 him how to properly braid her hair, but he's still
 pretty new and it will be a while before he gets
 used to it. Do you have any tips you can give
 me? If you don't have the time, it's okay, really! I
 just needed a little advice because I want her to
 look beautiful."
 Y'all. swear I almost started crying on aisle 6. So
 for the last 30 minutes, I spent my time talking
 to her and what products to use and how to
 properly detangle and comb her hair with the
 proper tools and what not to do with natural
 hair. And I showed her a bunch of easier to fol-
 low natural hair tutorials on YouTube and saved
 them for her. (I also had to create a YouTube
 account for her so she could save it for later.)
 but omfg, she was so sweet, and I could tell that
 she listened to every single thing I had to say
 and she took little notes on her little notepad.
 And what really filled my heart was the fact
 that her husband actually taking classes from
 African braiding shops. And she showed me a
 picture of him wearing a little sweater vest and
 loafers in a little shop surrounded by beautiful
 black women showing him how to braid black
 hair and even the lady he's braiding on is
 guiding his hands. And omfg. Bless these old
 white people and their black daughter who l
 know have new loving parents because they are
 willing to step out of their comfort zone just to
 make her feel and look beautiful
 l really hope our paths cross again one day, Mrs
 Cicilia.
 in your orbit #im still crying
 126,404 notes
I think it’s tumbler. Too sweet not to share. Sorry if I xposted to the wrong sub by VeeAyeKaye
MORE MEMES

I think it’s tumbler. Too sweet not to share. Sorry if I xposted to the wrong sub by VeeAyeKaye MORE MEMES