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    Pokemon, Target, and Tumblr: SUGARLIZARD
sugarlizard:
cramorant is slowly becoming one of my favorite pokemon
edit: Please donā€™t repost this to any other website without my permission or credit. Thatā€™s all I ask.

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Pokemon, Target, and Tumblr: SUGARLIZARD
sugarlizard:
cramorant is slowly becoming one of my favorite pokemon
edit: Please donā€™t repost this to any other website without my permission or credit. Thatā€™s all I ask.

                
            

            
            
sugarlizard:
cramorant is slowly becoming one of my favorite pokemon
edit: Please donā€™t repost this to any other website without my permissi...

            
            
        

    



            

        

        
        

            

                




    Tumblr, Blog, and Moon: photos-of-space:

Moon Corona and Aurora. Credit: Adrien Mauduit.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Tumblr, Blog, and Moon: photos-of-space:

Moon Corona and Aurora. Credit: Adrien Mauduit.
                
            

            
            
photos-of-space:

Moon Corona and Aurora. Credit: Adrien Mauduit.

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                




    Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:Ā  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:Ā  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)ā€¦.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:Ā  A RISING TIDE LIFTS ALL BOATS - was the 90ā€²s moniker!
Hence, the market starts to take off:Ā  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!Ā  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:Ā  the ā€œaverageā€ technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by yearsā€™ end)Ā  Guess what?Ā  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!Ā Ā  Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).Ā  Warren Buffet?Ā  Look him up!Ā  Treasuries also did extremely well - like one ā€œTalking Headā€ has been quoted as saying - ā€œThere is always a Bull Market somewhereā€ā€¦ā€¦
And the whole process starts over again from a boom to bust cycle, about every 10 years or soā€¦ā€¦the Real Estate Market moves in a boom to bust cycle about every 7 yearsā€¦.
MY OPINION ā€“ stay the course with Value-oriented Investing:Ā  it works in both up and down markets!Ā  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)ā€¦.Exchange Traded Funds (ETFā€™s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.Ā  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:Ā  up, then sideways/down and then up again!Ā  Invest for the long term (like 30-50+ years)ā€¦.YOU WILL BE A WINNER!Ā  Be it an investment account or a retirement account or BOTH:Ā  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!Ā  Ignore the noise!Ā  Ignore the Talking Headsā€.
CURRENT MARKET :Ā  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment ā€¦Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cardsā€¦.Will it beĀ ā€œsomewhatā€ similar to 2008ā€¦ all over again? 
I have no professional opinion nor do I have a crystal ball ā€“ Maybe the FED will engineer a ā€œSOFTā€ Landingā€ā€¦..this time: they never did in the past when ā€œBubblesā€ Greenspan or ā€œHelicopter Benā€ Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT ITā€¦.
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:Ā  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:Ā  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)ā€¦.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:Ā  A RISING TIDE LIFTS ALL BOATS - was the 90ā€²s moniker!
Hence, the market starts to take off:Ā  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!Ā  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:Ā  the ā€œaverageā€ technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by yearsā€™ end)Ā  Guess what?Ā  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!Ā Ā  Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).Ā  Warren Buffet?Ā  Look him up!Ā  Treasuries also did extremely well - like one ā€œTalking Headā€ has been quoted as saying - ā€œThere is always a Bull Market somewhereā€ā€¦ā€¦
And the whole process starts over again from a boom to bust cycle, about every 10 years or soā€¦ā€¦the Real Estate Market moves in a boom to bust cycle about every 7 yearsā€¦.
MY OPINION ā€“ stay the course with Value-oriented Investing:Ā  it works in both up and down markets!Ā  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)ā€¦.Exchange Traded Funds (ETFā€™s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.Ā  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:Ā  up, then sideways/down and then up again!Ā  Invest for the long term (like 30-50+ years)ā€¦.YOU WILL BE A WINNER!Ā  Be it an investment account or a retirement account or BOTH:Ā  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!Ā  Ignore the noise!Ā  Ignore the Talking Headsā€.
CURRENT MARKET :Ā  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment ā€¦Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cardsā€¦.Will it beĀ ā€œsomewhatā€ similar to 2008ā€¦ all over again? 
I have no professional opinion nor do I have a crystal ball ā€“ Maybe the FED will engineer a ā€œSOFTā€ Landingā€ā€¦..this time: they never did in the past when ā€œBubblesā€ Greenspan or ā€œHelicopter Benā€ Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT ITā€¦.
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:Ā  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

            
            
        

    



            

        

        
        

            

                




    Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:Ā  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:Ā  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)ā€¦.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:Ā  A RISING TIDE LIFTS ALL BOATS - was the 90ā€²s moniker!
Hence, the market starts to take off:Ā  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!Ā  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:Ā  the ā€œaverageā€ technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by yearsā€™ end)Ā  Guess what?Ā  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!Ā Ā  Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).Ā  Warren Buffet?Ā  Look him up!Ā  Treasuries also did extremely well - like one ā€œTalking Headā€ has been quoted as saying - ā€œThere is always a Bull Market somewhereā€ā€¦ā€¦
And the whole process starts over again from a boom to bust cycle, about every 10 years or soā€¦ā€¦the Real Estate Market moves in a boom to bust cycle about every 7 yearsā€¦.
MY OPINION ā€“ stay the course with Value-oriented Investing:Ā  it works in both up and down markets!Ā  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)ā€¦.Exchange Traded Funds (ETFā€™s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.Ā  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:Ā  up, then sideways/down and then up again!Ā  Invest for the long term (like 30-50+ years)ā€¦.YOU WILL BE A WINNER!Ā  Be it an investment account or a retirement account or BOTH:Ā  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!Ā  Ignore the noise!Ā  Ignore the Talking Headsā€.
CURRENT MARKET :Ā  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment ā€¦Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cardsā€¦.Will it beĀ ā€œsomewhatā€ similar to 2008ā€¦ all over again? 
I have no professional opinion nor do I have a crystal ball ā€“ Maybe the FED will engineer a ā€œSOFTā€ Landingā€ā€¦..this time: they never did in the past when ā€œBubblesā€ Greenspan or ā€œHelicopter Benā€ Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT ITā€¦.
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:Ā  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:Ā  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)ā€¦.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:Ā  A RISING TIDE LIFTS ALL BOATS - was the 90ā€²s moniker!
Hence, the market starts to take off:Ā  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!Ā  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:Ā  the ā€œaverageā€ technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by yearsā€™ end)Ā  Guess what?Ā  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!Ā Ā  Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).Ā  Warren Buffet?Ā  Look him up!Ā  Treasuries also did extremely well - like one ā€œTalking Headā€ has been quoted as saying - ā€œThere is always a Bull Market somewhereā€ā€¦ā€¦
And the whole process starts over again from a boom to bust cycle, about every 10 years or soā€¦ā€¦the Real Estate Market moves in a boom to bust cycle about every 7 yearsā€¦.
MY OPINION ā€“ stay the course with Value-oriented Investing:Ā  it works in both up and down markets!Ā  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)ā€¦.Exchange Traded Funds (ETFā€™s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.Ā  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:Ā  up, then sideways/down and then up again!Ā  Invest for the long term (like 30-50+ years)ā€¦.YOU WILL BE A WINNER!Ā  Be it an investment account or a retirement account or BOTH:Ā  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!Ā  Ignore the noise!Ā  Ignore the Talking Headsā€.
CURRENT MARKET :Ā  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment ā€¦Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cardsā€¦.Will it beĀ ā€œsomewhatā€ similar to 2008ā€¦ all over again? 
I have no professional opinion nor do I have a crystal ball ā€“ Maybe the FED will engineer a ā€œSOFTā€ Landingā€ā€¦..this time: they never did in the past when ā€œBubblesā€ Greenspan or ā€œHelicopter Benā€ Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT ITā€¦.
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:Ā  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

            
            
        

    



            

        

        
        

            

                




    Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:Ā  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:Ā  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)ā€¦.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:Ā  A RISING TIDE LIFTS ALL BOATS - was the 90ā€²s moniker!
Hence, the market starts to take off:Ā  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!Ā  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:Ā  the ā€œaverageā€ technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by yearsā€™ end)Ā  Guess what?Ā  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!Ā Ā  Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).Ā  Warren Buffet?Ā  Look him up!Ā  Treasuries also did extremely well - like one ā€œTalking Headā€ has been quoted as saying - ā€œThere is always a Bull Market somewhereā€ā€¦ā€¦
And the whole process starts over again from a boom to bust cycle, about every 10 years or soā€¦ā€¦the Real Estate Market moves in a boom to bust cycle about every 7 yearsā€¦.
MY OPINION ā€“ stay the course with Value-oriented Investing:Ā  it works in both up and down markets!Ā  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)ā€¦.Exchange Traded Funds (ETFā€™s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.Ā  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:Ā  up, then sideways/down and then up again!Ā  Invest for the long term (like 30-50+ years)ā€¦.YOU WILL BE A WINNER!Ā  Be it an investment account or a retirement account or BOTH:Ā  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!Ā  Ignore the noise!Ā  Ignore the Talking Headsā€.
CURRENT MARKET :Ā  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment ā€¦Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cardsā€¦.Will it beĀ ā€œsomewhatā€ similar to 2008ā€¦ all over again? 
I have no professional opinion nor do I have a crystal ball ā€“ Maybe the FED will engineer a ā€œSOFTā€ Landingā€ā€¦..this time: they never did in the past when ā€œBubblesā€ Greenspan or ā€œHelicopter Benā€ Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT ITā€¦.
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:Ā  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:Ā  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)ā€¦.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:Ā  A RISING TIDE LIFTS ALL BOATS - was the 90ā€²s moniker!
Hence, the market starts to take off:Ā  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!Ā  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:Ā  the ā€œaverageā€ technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by yearsā€™ end)Ā  Guess what?Ā  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!Ā Ā  Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).Ā  Warren Buffet?Ā  Look him up!Ā  Treasuries also did extremely well - like one ā€œTalking Headā€ has been quoted as saying - ā€œThere is always a Bull Market somewhereā€ā€¦ā€¦
And the whole process starts over again from a boom to bust cycle, about every 10 years or soā€¦ā€¦the Real Estate Market moves in a boom to bust cycle about every 7 yearsā€¦.
MY OPINION ā€“ stay the course with Value-oriented Investing:Ā  it works in both up and down markets!Ā  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)ā€¦.Exchange Traded Funds (ETFā€™s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.Ā  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:Ā  up, then sideways/down and then up again!Ā  Invest for the long term (like 30-50+ years)ā€¦.YOU WILL BE A WINNER!Ā  Be it an investment account or a retirement account or BOTH:Ā  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!Ā  Ignore the noise!Ā  Ignore the Talking Headsā€.
CURRENT MARKET :Ā  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment ā€¦Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cardsā€¦.Will it beĀ ā€œsomewhatā€ similar to 2008ā€¦ all over again? 
I have no professional opinion nor do I have a crystal ball ā€“ Maybe the FED will engineer a ā€œSOFTā€ Landingā€ā€¦..this time: they never did in the past when ā€œBubblesā€ Greenspan or ā€œHelicopter Benā€ Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT ITā€¦.
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:Ā  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Instagram, Love, and Target: fluffygif:

Pure loveĀ 
ā¤ļø


Credit:Ā Cutenesscraving

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Instagram, Love, and Target: fluffygif:

Pure loveĀ 
ā¤ļø


Credit:Ā Cutenesscraving

                
                

                
            

            
            
fluffygif:

Pure loveĀ 
ā¤ļø


Credit:Ā Cutenesscraving


            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Tumblr, Blog, and Moon: photos-of-space:

Incredible Moon Corona seen in Senja, northern Norway. Credit: @visitsenja.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Tumblr, Blog, and Moon: photos-of-space:

Incredible Moon Corona seen in Senja, northern Norway. Credit: @visitsenja.
                
            

            
            
photos-of-space:

Incredible Moon Corona seen in Senja, northern Norway. Credit: @visitsenja.

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Bitch, College, and Crime: lan Cull
 Follow
 @NBCian
 He used Snapchat's "gender switch" filter
 to pose as a 16-year-old girl online, and
 take down a police officer allegedly
 looking to hook up. He tipped off the
 PD, and the officer was arrested.
 Our exclusive interview with the man,
 and why he did it, at 11 on @nbcbayarea
 10:14 PM - 10 Jun 2019

 A South Bay college student used a Snapchat filter to pretend he was an underage
 girl online and take down a San Mateo police officer allegedly looking to hook up
 on Tinder.
 Ethan, 20, told police he had a female friend who had been molested as a child
 and went online to create an undercover profile to identify possible pedophiles.
 The student, who did not provide his last name because he fears retaliation, used
 Snapchat's gender-switch filter to take a picture of himself and posed as a woman
 named "Esther" on Tinder.
 One man messaged him.
 Robert Davies
 Photo credit: San Jose PD

 "I believe he messaged me, Are you down to have some fun tonight?' and I
 decided to take advantage of it," Ethan said.
 He then texted the man on a different app that he was 16 years old and asked if
 that would bother him. Police said screengrabs of the conversation show it did not
 bother the suspect
 "We started texting on there, and it got a lot more explicit," Ethan said

 The person on the other line, investigators said, was Robert Davies, a San Mateo
 police officer. He was arrested last week by San Jose police on suspicion of
 discussing sexual activity with a minor on social media.
 Davies also was recently recognized for his police leadership.
 Ethan said Davies and him exchanged messages for over 12 hours. He sent
 screengrabs of their conversations to Crime Stoppers.
supreme-leader-stoat:

thetatteredmind:

bigforeheadgaaal:
this cop is not only a perv, but a complete moron because he didnā€™t realize it was just a filter lmaoĀ 

We fucking stan a bitch who takes down pedophiles

KING

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Bitch, College, and Crime: lan Cull
 Follow
 @NBCian
 He used Snapchat's "gender switch" filter
 to pose as a 16-year-old girl online, and
 take down a police officer allegedly
 looking to hook up. He tipped off the
 PD, and the officer was arrested.
 Our exclusive interview with the man,
 and why he did it, at 11 on @nbcbayarea
 10:14 PM - 10 Jun 2019

 A South Bay college student used a Snapchat filter to pretend he was an underage
 girl online and take down a San Mateo police officer allegedly looking to hook up
 on Tinder.
 Ethan, 20, told police he had a female friend who had been molested as a child
 and went online to create an undercover profile to identify possible pedophiles.
 The student, who did not provide his last name because he fears retaliation, used
 Snapchat's gender-switch filter to take a picture of himself and posed as a woman
 named "Esther" on Tinder.
 One man messaged him.
 Robert Davies
 Photo credit: San Jose PD

 "I believe he messaged me, Are you down to have some fun tonight?' and I
 decided to take advantage of it," Ethan said.
 He then texted the man on a different app that he was 16 years old and asked if
 that would bother him. Police said screengrabs of the conversation show it did not
 bother the suspect
 "We started texting on there, and it got a lot more explicit," Ethan said

 The person on the other line, investigators said, was Robert Davies, a San Mateo
 police officer. He was arrested last week by San Jose police on suspicion of
 discussing sexual activity with a minor on social media.
 Davies also was recently recognized for his police leadership.
 Ethan said Davies and him exchanged messages for over 12 hours. He sent
 screengrabs of their conversations to Crime Stoppers.
supreme-leader-stoat:

thetatteredmind:

bigforeheadgaaal:
this cop is not only a perv, but a complete moron because he didnā€™t realize it was just a filter lmaoĀ 

We fucking stan a bitch who takes down pedophiles

KING

                
            

            
            
supreme-leader-stoat:

thetatteredmind:

bigforeheadgaaal:
this cop is not only a perv, but a complete moron because he didnā€™t realize it wa...

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Tumblr, Blog, and Gorgeous: space-pics:

This gorgeous, bizarre and truly otherwordly montage from Cassini of the Saturn system. Credit: Fabio di Donato (EPILEPSY WARNING!!!)
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Tumblr, Blog, and Gorgeous: space-pics:

This gorgeous, bizarre and truly otherwordly montage from Cassini of the Saturn system. Credit: Fabio di Donato (EPILEPSY WARNING!!!)
                
            

            
            
space-pics:

This gorgeous, bizarre and truly otherwordly montage from Cassini of the Saturn system. Credit: Fabio di Donato (EPILEPSY WARNI...

            
            
        

    



            

        

        
        

            

                




    Tumblr, Blog, and Giant: space-pics:

Saturn and its giant moon Titan. Credit: Cassini
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Tumblr, Blog, and Giant: space-pics:

Saturn and its giant moon Titan. Credit: Cassini
                
            

            
            
space-pics:

Saturn and its giant moon Titan. Credit: Cassini

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Tumblr, Blog, and Video: Fite o
feijoaaas:

catchymemes:

Credit: @notlikethecar

i hope this was posted literally two minutes ago because this needs about 500k notes stat

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Tumblr, Blog, and Video: Fite o
feijoaaas:

catchymemes:

Credit: @notlikethecar

i hope this was posted literally two minutes ago because this needs about 500k notes stat

                
                

                
            

            
            
feijoaaas:

catchymemes:

Credit: @notlikethecar

i hope this was posted literally two minutes ago because this needs about 500k notes stat