Omg Why
Omg Why

Omg Why

Consequences
Consequences

Consequences

Carols
Carols

Carols

point
point

point

drugged
 drugged

drugged

mess up
 mess up

mess up

mistake
 mistake

mistake

sponges
 sponges

sponges

deliver
 deliver

deliver

drawers
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Money, Bank, and Dollar Store: assoc Heliu Due to the increase in temperature, we will NO LONGER be accepting money $2 carried in your bra. Thanks, P cy le Management ACELL RE Check Adcptance Policy Pol铆tica de Aceptaci贸n de Cheques LE A valid Photo ID is required: valid photo ID is a driver's license, Military ID, or State issued ID. Se requiere un documento de identidad con fotograf铆a valido; documentos de identidad con fotografia v谩lidos son la licencia de EAR r, la tarjeta de identificaci贸n militar o una tarjeta emitida conduci Your name and address must be printed on your check por el estado. Su nombre y direcci贸n deben estar impresos en el cheque. El cheque debe girarse hasta por la cantidad de la compra Your check may be written for up to the purchase amount Cuando proporciona un cheque como forma de pago, usted autoriza a cheque para realizar una transferencia Sta When you provide a check as payment, you authorize Certegy to use information from your check to make a one-time electronic funds transfer (EFT) from your account, process the payment as a check transaction, or use a bank draft. If your payment is returned unpaid, you authorize Certegy to collect a Service Charge, via a one-time EFT or using a bank draft drawn on your account. The Service Charge charged will be the maximum allowed by law Certegy a usar la informaci贸n de eav electr贸nica de fondos (EFT, por sus siglas en Ingl茅s) por 煤nica vez su cuenta, procesar el pago como una transacci贸n de cheque, pago debido a fondos desd bien, usar un giro bancario. Si se devuelve a insuficientes o no cobrados, usted autoriza a Certegy a cobrar un cargo por servicios a trav茅s de una EFT por 煤nica vez o mediante un giro bancario extraido por su cuenta. El cargo por servicios ser谩 el m谩ximo permitido por la ley WE WELCOME YOUR CHECK DOLLAR GENERAL We Sign at my local dollar store
Money, Bank, and Dollar Store: assoc
 Heliu
 Due to the increase
 in temperature,
 we will
 NO LONGER
 be accepting money
 $2
 carried in your bra.
 Thanks,
 P cy le
 Management
 ACELL
 RE
 Check Adcptance Policy
 Pol铆tica de Aceptaci贸n de Cheques
 LE
 A valid Photo ID is required: valid photo ID is a driver's
 license, Military ID, or State issued ID.
 Se requiere un documento de identidad con fotograf铆a valido;
 documentos de identidad con fotografia v谩lidos son la licencia de
 EAR
 r, la tarjeta de identificaci贸n militar o una tarjeta emitida
 conduci
 Your name and address must be printed on your check
 por el estado.
 Su nombre y direcci贸n deben estar impresos en el cheque.
 El cheque debe girarse hasta por la cantidad de la compra
 Your check may be written for up to the purchase amount
 Cuando proporciona un cheque como forma de pago, usted autoriza a
 cheque para realizar una transferencia
 Sta
 When you provide a check as payment, you authorize Certegy
 to use information from your check to make a one-time
 electronic funds transfer (EFT) from your account, process the
 payment as a check transaction, or use a bank draft. If your
 payment is returned unpaid, you authorize Certegy to collect a
 Service Charge, via a one-time EFT or using a bank draft drawn
 on your account. The Service Charge charged will be the
 maximum allowed by law
 Certegy a usar la informaci贸n de
 eav
 electr贸nica de fondos (EFT, por sus siglas en Ingl茅s) por 煤nica vez
 su cuenta, procesar el pago como una transacci贸n de cheque,
 pago debido a fondos
 desd
 bien, usar un giro bancario. Si se devuelve a
 insuficientes o no cobrados, usted autoriza a Certegy a cobrar un cargo
 por servicios a trav茅s de una EFT por 煤nica vez o mediante un giro
 bancario extraido por su cuenta. El cargo por servicios ser谩 el m谩ximo
 permitido por la ley
 WE WELCOME
 YOUR CHECK
 DOLLAR GENERAL
 We
Sign at my local dollar store

Sign at my local dollar store

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was 鈥淲ell, that鈥檚 unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.鈥 On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle鈥檚 $5,000 loan. She鈥檚 a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn鈥檛 need to pay. When people die, their debts are not their family鈥檚 responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn鈥檛 cosign the loan and isn鈥檛 executing the will. Debts and Deceased Relatives Here鈥檚 a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: 鈥淪he鈥檚 dead, good luck collecting.鈥 The credit card asked my mother, 鈥淒on鈥檛 you want to clear your grandmother鈥檚 debts? Don鈥檛 you want to clear her good name?鈥 My mom laughed at them again. 鈥淣o,鈥 she said. 鈥淏ecause a 90 year old wasn鈥檛 watching porn with those credit cards, and her name is fine. Don鈥檛 give credit cards to old women likely to pass away soon. This is on you.鈥 Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren鈥檛 your own. They often can鈥檛 even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN鈥橳 YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you鈥檝e now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn鈥檛 enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don鈥檛 (which is not to say that they don鈥檛 try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was 鈥淲ell, that鈥檚 unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.鈥 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle鈥檚 $5,000 loan. She鈥檚 a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn鈥檛 need to pay.  When people die, their debts are not their family鈥檚 responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn鈥檛 cosign the loan and isn鈥檛 executing the will.
Debts and Deceased Relatives
Here鈥檚 a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: 鈥淪he鈥檚 dead, good luck collecting.鈥 The credit card asked my mother, 鈥淒on鈥檛 you want to clear your grandmother鈥檚 debts? Don鈥檛 you want to clear her good name?鈥 My mom laughed at them again. 鈥淣o,鈥 she said. 鈥淏ecause a 90 year old wasn鈥檛 watching porn with those credit cards, and her name is fine. Don鈥檛 give credit cards to old women likely to pass away soon. This is on you.鈥
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren鈥檛 your own. They often can鈥檛 even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN鈥橳 YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you鈥檝e now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn鈥檛 enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don鈥檛 (which is not to say that they don鈥檛 try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was 鈥淲ell, that鈥檚 unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.鈥 On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle鈥檚 $5,000 loan. She鈥檚 a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn鈥檛 need to pay. When people die, their debts are not their family鈥檚 responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn鈥檛 cosign the loan and isn鈥檛 executing the will. Debts and Deceased Relatives Here鈥檚 a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: 鈥淪he鈥檚 dead, good luck collecting.鈥 The credit card asked my mother, 鈥淒on鈥檛 you want to clear your grandmother鈥檚 debts? Don鈥檛 you want to clear her good name?鈥 My mom laughed at them again. 鈥淣o,鈥 she said. 鈥淏ecause a 90 year old wasn鈥檛 watching porn with those credit cards, and her name is fine. Don鈥檛 give credit cards to old women likely to pass away soon. This is on you.鈥 Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren鈥檛 your own. They often can鈥檛 even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN鈥橳 YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you鈥檝e now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was 鈥淲ell, that鈥檚 unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.鈥 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle鈥檚 $5,000 loan. She鈥檚 a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn鈥檛 need to pay.  When people die, their debts are not their family鈥檚 responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn鈥檛 cosign the loan and isn鈥檛 executing the will.
Debts and Deceased Relatives
Here鈥檚 a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: 鈥淪he鈥檚 dead, good luck collecting.鈥 The credit card asked my mother, 鈥淒on鈥檛 you want to clear your grandmother鈥檚 debts? Don鈥檛 you want to clear her good name?鈥 My mom laughed at them again. 鈥淣o,鈥 she said. 鈥淏ecause a 90 year old wasn鈥檛 watching porn with those credit cards, and her name is fine. Don鈥檛 give credit cards to old women likely to pass away soon. This is on you.鈥
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren鈥檛 your own. They often can鈥檛 even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN鈥橳 YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you鈥檝e now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...